The Financial Coconut is Singapore’s First Finance Podcast Network. We are focused on covering insights, stories and frameworks around Retirement, Financial Wellness and Income anywhere. If you love what we do, join our email list to stay connected.
Feel free to join our community
Telegram group! https://t.me/thefinancialcoconutpodcast
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More of what we do: https://linkin.bio/thefinancialcoconut
Hosted on Acast. See acast.com/privacy for more information.
The Financial Coconut is Singapore’s First Finance Podcast Network. We are focused on covering insights, stories and frameworks around Retirement, Financial Wellness and Income anywhere. If you love what we do, join our email list to stay connected.
Feel free to join our community
Telegram group! https://t.me/thefinancialcoconutpodcast
Whatsapp channel: https://rebrand.ly/whatsapp-join-TFC
More of what we do: https://linkin.bio/thefinancialcoconut
Hosted on Acast. See acast.com/privacy for more information.
What does it really feel like to be an Indonesian professional building a life in Singapore?
We sat with Mickey Salim – a Jakarta-born, Hong Kong-raised marketing tech pro who’s now making her mark in Singapore.
From landing a rare internal transfer without a job lined up… to navigating the messy, months-long process of relocating across Asia… Mickey spills the real tea on what it takes to make the move – connections, hustle, and a whole lot of persistence.
She shares:
- The unexpected advantage she had from studying in Hong Kong – and why it made all the difference
- How she negotiated her relocation package & pulled off a bold, self-initiated international transfer against all odds
- A shocking “buyout” clause that let her jump to her new job faster
- Why she says living a decent life in Singapore might actually be cheaper than in Jakarta – yes, really
- Her bold money moves: from frugal beginnings to investing across borders, playing with crypto, and leveraging SRS for tax savings
- And the surprising reason she’s now certain she wants to **settle down in Singapore for good**
Mickey’s also a rising voice in the Indonesian community here – turning her content channel into a platform that’s connecting and empowering fellow expats.
This is a story of strategy, survival, and finding your place. It’s raw, it’s real, and it’s packed with insights for anyone building a life away from home.
Don’t miss it. This one’s for every aspiring expat– and anyone who’s ever wondered what it takes to build a life across borders.
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
[Connect with us]
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
What do you do when a school project grows into a thriving business serving nostalgic handmade treats?
Tune in with Shiny, founder of Ahma’s Legacy, to uncover:
- How she turned childhood memories into a full-fledged F&B brand.
- The leap from a home-based hustle to a brick-and-mortar shop in a “hidden” location.
- Building community in an unlikely retail spot.
- Why she’s eyeing B2B collaborations and big events for her next phase of growth.
From navigating high rents to pitching to hotels, Shiny shares the raw realities of running a small food business in Singapore—and why relationships matter just as much as recipes.
Tune in for an inspiring, no-sugar-coated founder story.
2:14 Interview with Shiny
10:35 Product Development and Business Strategies
15:09 Community Building and Business Growth
17:21 Business Breakdown and Customer Experience
22:26 Future Business Strategies
32:19 B2B Pitching and Business Deals
35:44 Perspectives on Home-Based Businesses
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
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Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
Feeling those mysterious aches creeping in? Wondering why your energy is zapped despite sitting all day?
We uncover how small, deliberate movements can transform your health—without you needing to live in the gym.
What you’ll discover:
- How your body can act as its own “medicine cabinet”
- Why those popular step-count goals might not be enough
- The surprising link between movement, inflammation, and longevity
- The truth about “exercise pills” and supplements
- Practical ways to sneak powerful movement into a busy corporate lifestyle
Special guest: Dr. Goh Jorming, Professor at the National University of Singapore’s Healthy Longevity Research Program and exercise physiology expert, shares science-backed tips that could change how you think about movement forever.
Tune in—you might just find the smallest step that leads to your biggest health shift.
Disclaimer: The views and opinions expressed by the guest in this episode are their own and do not reflect the official position or endorsement of the National University of Singapore (NUS) or any affiliated organisation. The guest appears in a personal capacity, and any statements made are not representative of NUS.
04:45 How do you assess someone's fitness prescription?
11:18 Understanding VO2max
13:08 Difference Between VO2max and SPO2
16:14 What happens to the body in terms on inflammation and aging, if we don't exercise?
19:02 The Importance of Personalized Exercise
20:08 The Importance of Regular Movement
22:58 The Limitations of the 10,000 Steps Goal
26:21 The Myth of the Magic Exercise Pill
35:57 The Benefits of Regular and Short Exercise
40:46 The Body as Its Own Medicine Cabinet
43:56 The Psychological Challenge of Exercising
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
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Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
Ready to navigate the explosive world of franchising in 2025?
We sit with three industry powerhouses who’ve lived and breathed franchising from every angle:
We’re talking 2025 franchise trends you need to know:
✅ Why location isn’t just about foot traffic — and the counterintuitive strategy behind choosing the right spot
✅ The hidden costs no one talks about — from manpower to mall logistics
✅ How China is rewriting the franchise playbook — and what it means for you
✅ Why empathy between franchisor and franchisee is the secret sauce to long-term success
✅ And the #1 question you must ask before signing any franchise agreement
This is more than just a preview of FLAsia — it’s your insider’s guide to making smarter, data-driven decisions in a fast-evolving landscape.
Whether you’re a franchisor, franchisee, or eyeing your first investment, this episode is your 2025 survival kit.
Tune in now — and don’t miss the exclusive Franchise Mastermind Workshop at FLAsia 2025, where potential franchisees get 2 hours of hands-on guidance from industry leaders.
📍Mark your calendars: FLAsia 2025, September 18–20 at Marina Bay Sands
👉 Score a Free Visitor Pass: https://qr1.be/CR6O
👉 Or use code [FLA25_TFC_20] for 20% off conference tickets! (Partner events excluded).
See you there!
01:54 - Introduction: Ms Hsien Naidu, CEO, Astreem Consulting Pte Ltd
02:43 - What motivated you to stay in the franchising space for 20 years?
04:29 - Introduction: Mr Gan Shee Wen, President, Franchising and Licensing Association (SG)
06:19 - Why take on the franchise presidency despite your busy schedule?
08:08 - Introduction: Mr Lee Shao Rong, Owner & F&B Entrepreneur, Supergreen
08:39 - How did you get started, and what did it cost to enter the business?
14:45 - What key trends are shaping the franchising space today?
18:26 - How do you stay competitive and viable in a crowded CBD market?
20:06 - Is your brand more affordable, and what’s the risk-reward trade-off?
21:51 - How should one evaluate data trade-offs in modern franchise models?
25:11 - How do you choose franchise locations to ensure business success?
34:43 - What’s a fair expectation of brand reinvestment from franchisors?
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
Is your rent eating up your profits? Are you struggling to keep inventory without overstocking? Small business owners, this one’s for you.
Hear from Terence Yow, Chairman, SGTUFF, a seasoned entrepreneur who’s navigated the highs and lows of retail—from surviving on passion and life savings to weathering the storm of rising rents and post-pandemic challenges.
What you’ll discover:
- The one inventory mistake that’s killing small retailers
- Why “rental renewal shock” is real—and how it’s pushing businesses to the edge
- Hidden clauses in tenancy agreements that could cost you thousands
- A surprising alternative market just across the causeway that’s gaining traction
Plus: Smart leasing strategies, the myth of “prime location,” and how to future-proof your business in an unpredictable market.
Don’t miss this raw, real conversation about what it actually takes to survive—and thrive—as a small business owner in Singapore today.
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Podcast, Vodcast]
Spotify: https://rebrand.ly/TFC-spotify
Apple Podcast: https://rebrand.ly/TFC-applepodcast
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[Connect with us]
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Newsletter: https://rebrand.ly/TFC-Newsletter
Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
What happens when the life you’ve built suddenly unravels?
Meet Eddie aka LazyCabbie — a man who went from running his own business to driving a taxi overnight. But this isn’t just a story about career collapse. It’s about identity, shame, anger, and what it truly means to rebuild — not just your income, but your self-worth.
You’ll hear:
- The moment everything fell apart — and the one emotion that consumed him (hint: it wasn’t sadness)
- Why his biggest critic wasn’t society… or his family… but someone much closer
- How a simple comment from his wife sparked a journey that now has thousands watching and healing alongside him
- The surprising place he found therapy — and no, it wasn’t a counselor’s office
Eddie didn’t just survive his downfall — he transformed it into a message that’s resonating across Singapore and beyond. And his definition of success? It might just challenge everything you think you know.
Tune in because sometimes, the most inspiring stories come from those who’ve lost everything… and found themselves in the process.
Don’t miss it. Available now on all major podcast platforms.
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Podcast, Vodcast]
Spotify: https://rebrand.ly/TFC-spotify
Apple Podcast: https://rebrand.ly/TFC-applepodcast
YouTube: https://rebrand.ly/TFC-youtube
[Connect with us]
Instagram: https://rebrand.ly/TFC-instagram
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Newsletter: https://rebrand.ly/TFC-Newsletter
Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
What if everything you’ve been told about success in Singapore is… optional?
We sat with one of Singapore’s most talked-about new voices in personal finance and intentional living: 🐢 ContraTurtle
Who is ContraTurtle?
He’s not a trader. He’s not into get-rich-quick schemes. And no, that turtle mask he shows up in isn’t a gimmick – it’s a philosophy. Inspired by Charlie Munger and powered by AI (yes, really), ContraTurtle is on a mission to challenge the script: graduate, get a job, buy a condo, repeat.
Tune in as he shares:
- Why the "condo-and-car" script might not be your path to happiness.
- How a shocking family loss led to a radical rethink of money and purpose.
- The surprising connection between Charlie Munger, a scarecrow village, and finding your Ikigai.
- ContraTurtle’s nine criteria for picking stocks—and why "lazy investing" could be your best strategy.
- A glimpse into the future of tech investing (hint: it involves AI glasses and WhatsApp).
This isn’t just about money. It’s about designing a life that’s truly yours — not one borrowed from your parents, your peers, or societal pressure.
Listen now wherever you get your podcasts!
#Investing #Singapore #Contrarian #Ikigai #Podcast
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Podcast, Vodcast]
Spotify: https://rebrand.ly/TFC-spotify
Apple Podcast: https://rebrand.ly/TFC-applepodcast
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Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
What happens when faith meets fintech? When mosques couldn’t collect donations—and banks couldn’t help—one man built a solution from scratch.
Meet Harimann Hayak, the corporate veteran who created Giving Friday, a digital platform empowering mosques to receive donations seamlessly, uphold amanah (sacred trust), and plan with certainty.
Now used across communities, his vision is expanding beyond Singapore—into a full ecosystem for Muslim institutions, powered by tech and faith.
We explore:
🔹 Why banks failed Friday donations
🔹 How he overcame regulations and doubt
🔹 The rise of AI Ustaz and what’s next
This isn’t just an app. It’s a movement.
Whether you’re into fintech, social impact, or underdog stories, this episode is a masterclass in turning obstacles into opportunities—with heart.
Tune in anywhere you get your podcast!
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Podcast, Vodcast]
Spotify: https://rebrand.ly/TFC-spotify
Apple Podcast: https://rebrand.ly/TFC-applepodcast
YouTube: https://rebrand.ly/TFC-youtube
[Connect with us]
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Newsletter: https://rebrand.ly/TFC-Newsletter
Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
You need more than spreadsheets and suits to thrive in finance today. Forget the Wall Street stereotypes — the game has changed.
You’ll discover:
- The ONE mindset shift top finance pros swear by (hint: it’s not about suits or spreadsheets).
- Why LinkedIn visibility is now your secret weapon (even in compliance-driven roles!).
- The unspoken rules no one teaches you — until you learn them the hard way.
- How "work-life integration" beats balance (and why passion trumps paychecks).
Meet our powerhouse guests:
- Angela Ang, Head of Policy & Strategic Partnerships, APAC @ TRM Labs (Blockchain intelligence): From MAS regulator to crypto innovator — and a LinkedIn thought leader redefining policy influence.
- Zhong Liang Han, Senior Investment Strategist at BlackRock, Forbes 30 under 30, LinkedIn Top Voice in Finance with the blue tick, decoding volatile markets and building a personal brand from the trading floor.
They’ve shattered ceilings in traditional finance and crypto — and they’re spilling truths about grit, authenticity, and why finance is WAY more diverse than you think.
Don’t miss this candid crash course on building a finance career that doesn’t just pay well… but fuels you.
Tune in now wherever you get your podcasts!
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Podcast, Vodcast]
Spotify: https://rebrand.ly/TFC-spotify
Apple Podcast: https://rebrand.ly/TFC-applepodcast
YouTube: https://rebrand.ly/TFC-youtube
[Connect with us]
Instagram: https://rebrand.ly/TFC-instagram
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Telegram: https://rebrand.ly/TFC-telegram
Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel
Newsletter: https://rebrand.ly/TFC-Newsletter
Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
CPF suffers from a universal problem: Complexity.
People either ignore it, misunderstand it, or build their 'financial house' on shaky ground..
Get a peek behind the curtain from someone who not only helped design the CPF system but also manages his own daily finances (and CPF money) within it.
Our guest is former Deputy CEO of CPF – Mr. Chin Heng Soh, who will share more on:
- Why CPF is both a powerful foundation and a double-edged sword for Singaporeans.
- The boring-but-brilliant investment strategy he swears by (hint: it’s not stocks!).
- Critical gaps in healthcare/insurance planning most people overlook.
- How to turn policy complexity into your advantage.
Mr. Chin isn’t just a policy insider—he’s a counselor, financial trainer, and self-proclaimed "boring investor" who’s survived market chaos. He’ll show you how to simplify your financial life and achieve true independence—no jargon, just real talk.
Tune in to find out if your money is working as hard as his!
04:37 - Why did you choose to stay so long in CPF instead of rotating?
09:18 - What drove CPF's shift to life policies, and are they still relevant?
14:01 - How are you and your wife approaching IP plans and rider choices?
18:18 - How do you plan your finances with CPF as part of the strategy?
21:25 - How do you approach CPF investing given the low average returns?
26:24 - How do you manage your mortgage, property, and OA together?
31:49 - How do you manage income that isn’t part of the CPF system?
33:37 - Why wouldn’t you fully invest your SRS funds for maximum returns?
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Podcast, Vodcast]
Spotify: https://rebrand.ly/TFC-spotify
Apple Podcast: https://rebrand.ly/TFC-applepodcast
YouTube: https://rebrand.ly/TFC-youtube
[Connect with us]
Instagram: https://rebrand.ly/TFC-instagram
Tik Tok: https://rebrand.ly/TFC-tiktok
Telegram: https://rebrand.ly/TFC-telegram
Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel
Newsletter: https://rebrand.ly/TFC-Newsletter
Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
Gifting is a broken business, but one visionary dropout is on a mission to fix it. How? By merging cutting-edge tech, cultural insights, and sheer hustle
Tune in as we sit down with Dong Wenhao, Co-Founder of Smilie, the maverick entrepreneur who turned industry pain points into a scalable solution.
Here’s a sneak peek:
- Why traditional gifting giants struggle to adapt
- The surprising role mindset plays in innovation (hint: it's huge)
- How data and digitalisation are key to bringing transparency to an opaque industry
- The challenges of fundraising in a tough market – and unconventional partnerships that emerged
Plus, he shares raw wisdom for budding entrepreneurs about starting up, building the right relationships, and finding true freedom in business.
It's a conversation packed with hustle, insight, and a unique take on disrupting a massive market.
Don’t miss this unfiltered conversation about resilience, infrastructure, and the art of turning ‘cannot’ into ‘can.’
#SingaporeBusiness #CorporateGifts #SMEsSG #SingaporeStartups
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Podcast, Vodcast]
Spotify: https://rebrand.ly/TFC-spotify
Apple Podcast: https://rebrand.ly/TFC-applepodcast
YouTube: https://rebrand.ly/TFC-youtube
[Connect with us]
Instagram: https://rebrand.ly/TFC-instagram
Tik Tok: https://rebrand.ly/TFC-tiktok
Telegram: https://rebrand.ly/TFC-telegram
Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel
Newsletter: https://rebrand.ly/TFC-Newsletter
Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
Is job-hopping really the key to better pay and faster promotions? Or could it be quietly harming your long-term career in Singapore?
We speak with two seasoned professionals—Shelly Chan and Yinn Ewe—who stayed over a decade in the same organisation and climbed the ladder through internal mobility, not constant switching.
We unpack:
- The real cost of job-hopping vs staying
- Whether 30% pay jumps are worth the risk
- What hiring managers actually think of frequent job changes
- Internal talent mobility: how to grow without leaving
- How mindset, personal purpose and people-fit impact your long game
Perfect for Singaporean professionals wondering: Should I stay for stability or leave for growth?
Whether you're mid-career, exploring your next move, or in HR thinking about talent retention, this episode gives you candid insights and frameworks that go beyond surface-level career advice.
Leave a comment if you’ve ever struggled with this decision—and tell us what finally made you stay or go.
06:27 How can you tell if someone left a job mainly for financial gain?
10:29 How do you justify frequent moves to hire‑ers?
13:27 Personal Experiences with Pay Increments
23:43 What’s the first move when growth stops?
28:27 How do you go from shy to assertive on raises?
34:22 Dealing with Colleague Competition and Personal Growth
#JobHopping #CareerAdvice #SingaporeJobs
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Podcast, Vodcast]
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Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
What does it really take to walk away from a six-figure corporate career… at the peak of your professional game?
Today’s guest did just that. He’s a digital marketing veteran turned financial rebel, founder of the Retire by 50 Platform… and he’s got a secret backup plan involving Cambodia.
We dive into:
🔸 The real reason he left — it wasn’t just burnout.
🔸 How he structured his finances, insurance, and investments before quitting.
🔸 A surprising property move in Cambodia — what was the thinking? Was it worth it?
🔸 And the one thing most people don’t consider when planning a career break: what you’ll actually do with your time.
Chris shares the emotional, financial, and practical layers of stepping off the treadmill — and why, for many, the 40s might be the last best chance to try something different.
Tune in to hear a story that’s less about retiring early and more about designing a life that actually feels like yours.
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Unlock global business potential with WorldFirst:
Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!
Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 Dec 2025). Dive into effortless global transactions today:
🔗 Claim Your USD100 Sign-up Bonus
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Connect with us]
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
The Final Slice: Why a Beloved Bakery Chose to Close Forever
In this emotional episode:
- Heidi (Chef-Owner of Flor Patisserie) reveals the shocking trigger that forced her 15-year-old iconic bakery to shut its doors.
- Hear the untold story behind the viral rent hike that exposed Singapore’s F&B struggles.
- Why she walked away despite massive media attention and loyal customers.
- Her candid take on hidden costs of mall operations ("an*l management" and contractor nightmares!).
Plus: Her radical pivot to a surprising new venture:
- Luxury Japanese cultural tours (pottery, tea harvesting, and chef collaborations).
- Culture clashes: Singaporean vs. Japanese expectations.
- "Unfair advantages" that made her transition possible.
Heidi’s raw advice for entrepreneurs: "It’s not that bad. Even if you fail, it’s just another lesson."
Don’t miss this no-holds-barred exit interview — a masterclass in resilience, reinvention, and knowing when to walk away.
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Unlock global business potential with WorldFirst:
Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!
Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:
🔗 Claim Your USD100 Sign-up Bonus
---
Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Connect with us]
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
Curious if an MBA still opens doors in today’s fast-evolving finance world? We pivot beyond textbooks to uncover what really fuels success in finance now.
Join us as we dive into:
- The shocking true cost & brutal trade-offs
- Career crossroads: When an MBA transforms lives vs. when it’s a dead end
- ROI: Why salary bumps aren’t the whole story
- Admissions warfare: GMAT traps, scholarship strategies, and why "brand matters more than knowledge"
- Singapore vs. Overseas: Where your MBA location determines your future
Featuring two industry insiders:
- Nicole Tan - Director, Graduate Studies at NUS Business School, with 20+ yrs in higher education, Career-switching MBA grad
- Anna Ong - Ex-banker turned award-winning storyteller, Host of What's Your Story Slam, Singapore's #1 Storytelling Show, MBA network evangelist
"I wanted to get paid like a white man – that’s why I did my MBA."
– A candid confession you won’t hear elsewhere
Don’t decide until you hear:
- Why Nicole took a 50% pay cut AFTER her MBA
- How Anna’s cohort became her million-dollar client pipeline
- The "MRS-MBA" phenomenon elite schools won’t tell you about
Tune in for raw stories from those who gambled $300K – and what they’d do differently today.
Is the MBA just a relic—or your secret weapon? Listen now to find out!
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Podcast, Vodcast]
Spotify: https://rebrand.ly/TFC-spotify
Apple Podcast: https://rebrand.ly/TFC-applepodcast
YouTube: https://rebrand.ly/TFC-youtube
[Connect with us]
Instagram: https://rebrand.ly/TFC-instagram
Tik Tok: https://rebrand.ly/TFC-tiktok
Telegram: https://rebrand.ly/TFC-telegram
Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel
Newsletter: https://rebrand.ly/TFC-Newsletter
Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
From SG Budget Babe to Finance Mummy; Discover how Dawn evolved from extreme frugality to a smarter, life-centric approach to money—balancing career, family, and financial independence.
Learn how she went from saving $20,000 on a $2K paycheck to building a million-dollar portfolio, an Amazon bestselling author of ‘Take Back Control of Your Money.’ And why does she say the system is designed to keep you broke.
Why listen?
Dawn’s no-nonsense wisdom cuts through the noise: “You don’t need a high salary to build wealth—you need a plan.” Whether you’re drowning in debt, juggling a side hustle, or ready to invest, her roadmap (detailed in her viral book) will change your life.
Don’t miss this game-changing convo!
#PersonalFinance #WealthBuilding
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Unlock global business potential with WorldFirst:
Your all-in-one business account for global payments. Pay in 100+ currencies, collect in 20+ currencies with local bank details including USD, MYR, THB, CNH and more by opening a zero-cost multi-currency account. No minimum balance required. Enjoy unlimited 1.2% cashback on business expenses with their World Card!
Act now to claim exclusive rewards: New users receive a USD100 sign-up bonus with code “EXCLUSIVEOFFER” (valid until 31 May 2025). Dive into effortless global transactions today:
🔗 Claim Your USD100 Sign-up Bonus
---
Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise
[Connect with us]
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
Sales isn’t about charm—it’s about systems.
This week, we’re bringing you battle-tested frameworks from Fortune 500 tech giants – adapted for SMEs.
Meet our guest, Daren Yoong: A 15-year tech sales veteran turned coach, Daren designed Sales Excellence program at Sales Schools for Google and now fuels growth at AlphaSense. His mantra? “Work smart, sell smarter.”
Tune in as he spills secrets on building scalable, tech-powered sales systems that turn small teams into revenue powerhouses.
Learn about his playbook that works:
- How to design a repeatable sales process that de-risks reliance on “superstar” reps
- Why nurturing post-sale relationships is the unsung hero of growth
- The 3 soft skills Daren prioritises over technical know-how when building elite sales teams
- How to bottle your top performers’ magic and scale it across your team (without losing momentum).
- How generative AI tools are leveling the playing field for SMBs—no Fortune 500 budget required
Discover how to build a self-sustaining sales engine that doesn’t rely on "superstar" reps… and why 85% of your impact could come from just 15% of your team.
"People don’t buy solutions – they buy YOU. The human is the differentiator."
Ready to transform your sales game? Tune in now—where growth meets strategy.
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Podcast, Vodcast]
Spotify: https://rebrand.ly/TFC-spotify
Apple Podcast: https://rebrand.ly/TFC-applepodcast
YouTube: https://rebrand.ly/TFC-youtube
[Connect with us]
Instagram: https://rebrand.ly/TFC-instagram
Tik Tok: https://rebrand.ly/TFC-tiktok
Telegram: https://rebrand.ly/TFC-telegram
Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel
Newsletter: https://rebrand.ly/TFC-Newsletter
Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
You’ve probably heard the buzz about hitting that coveted six-figure income. But what does it really take to get there—and what are the sacrifices no one talks about?
We deep dive into the realities of earning a six-figure salary in Singapore—straight from someone who’s living it.
- The 24/7 mental load that comes with the paycheck (hint: "work-life balance" gets redefined).
- Shocking trade-offs—from lost personal time to unexpected vulnerabilities.
- Why earning more might put you at greater risk during market downturns.
- The emotional toll of high-stakes responsibility (even your friendships change).
We’re joined by Nicholas Braman, Marketing Director APJ at Kyriba | Podcaster - Before We Get There, a seasoned B2B marketer with over a decade of experience in tech, e-commerce, and agency spaces. He’s not only cracked the six-figure code—he’s navigated the intense demands, long hours, and high-pressure expectations that come with it.
This isn’t a guide on how to chase six figures blindly—it’s a real talk about whether you’re ready for the trade-offs that come with it.
Listen now—wherever you get your podcasts.
#SixFigureIncome #CareerGrowth #FinancialFreedom #WorkLifeBalance
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Podcast, Vodcast]
Spotify: https://rebrand.ly/TFC-spotify
Apple Podcast: https://rebrand.ly/TFC-applepodcast
YouTube: https://rebrand.ly/TFC-youtube
[Connect with us]
Instagram: https://rebrand.ly/TFC-instagram
Tik Tok: https://rebrand.ly/TFC-tiktok
Telegram: https://rebrand.ly/TFC-telegram
Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel
Newsletter: https://rebrand.ly/TFC-Newsletter
Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
Interest rates dropping? Markets volatile? Where do savvy investors park their cash now?
Join host Reggie for a power-packed episode where we reveal:
- Why private credit is becoming a go-to for investors seeking yield
- How the Australian property market remains resilient despite global uncertainty
- What makes real estate-backed loans a safer bet — and how you can get involved with as little as $1,000
- Behind-the-scenes insights on risk management, underwriting, and why liquidity isn’t always king
We’re diving deep into PRIVATE CREDIT – Wall Street’s best-kept income secret – with exclusive insights from:
- Quah Kay Beng, CEO & Founder, BigFundr, a Singapore-based platform making real estate-backed private debt accessible to everyday investors
- Meelan Gurung, Senior Director, Aspial Corporation, bringing deep expertise in real estate debt strategies
- Craig Schloeffel, Head of HMC Private Credit, managing over $2 billion in private credit across Australia’s commercial real estate sector
You’ll discover:
- The shocking "1 million homes shortage" fueling Aussie property
- How to tap 8-10% yields while banks pay peanuts
- Real risk vs. reward decoded (no jargon!)
Don’t miss this crash course in turning market chaos into cashflow!
Sneak Peek:
Craig reveals: "Developers are ditching banks over the ‘slow no’... and private lenders are stepping in FAST."
Meelan Gurung: "My wife’s money’s in this – I don’t mess it up!”
03:20 - What’s going on in the credit and bond markets right now?
07:45 - What’s your take on recent fund flows in the credit markets?
12:05 - What’s the house view on how individuals should assess private credit?
22:49 - What’s a fair risk premium in the private credit space?
26:24 - What’s driving Australian property prices to cross the $1 million mark?
29:42 - How do you assess who to lend to, and what risk structures exist at the developer and builder levels?
32:37 - Why should investors pay that 2% fee—what value or work justifies it?
37:24 - Where does private credit fit in an average investor’s portfolio?
40:26 - BigFundr.com
40:39 - TFC Promo Code (valid from 10 July 2025 to 31 July 2025, T&C apply)
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Connect with us]
Instagram: https://rebrand.ly/TFC-instagram
Tik Tok: https://rebrand.ly/TFC-tiktok
Telegram: https://rebrand.ly/TFC-telegram
Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel
Newsletter: https://rebrand.ly/TFC-Newsletter
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
Ever wondered how a 21-year-old turned doodles into a $100,000 sticker empire —and landed their product in the hands of a K-pop sensation? Buckle up, because this week’s guest is rewriting the rules of small business.
Meet Dylan Chia, Founder of dchtoons, a self-taught artist who went from printing stickers in his bedroom to supplying wholesale orders to K-pop events and viral fame. His secret weapon wasn’t just cute designs—it was a 365-day content challenge that catapulted him into the spotlight.
Learn from this episode:
- How one random K-pop fan sparked a chain reaction that changed his business forever
- The pricing hack that 20X purchases (without customers batting an eye)
- Why booth markets and customer feedback became his unlikely mentors
- The surprising truth about selling directly vs. marketplaces like Shopee—and why he refuses to list there
Don’t miss Dylan’s journey and why he almost opened a mall shop at 21. This is the ultimate underdog story for creators, side-hustlers, and anyone who believes small ideas can spark big revolutions.
Ready to learn how a hobby became a full-blown business? Tune in now
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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Podcast, Vodcast]
Spotify: https://rebrand.ly/TFC-spotify
Apple Podcast: https://rebrand.ly/TFC-applepodcast
YouTube: https://rebrand.ly/TFC-youtube
[Connect with us]
Instagram: https://rebrand.ly/TFC-instagram
Tik Tok: https://rebrand.ly/TFC-tiktok
Telegram: https://rebrand.ly/TFC-telegram
Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel
Newsletter: https://rebrand.ly/TFC-Newsletter
Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists
Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
