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The Finance Han Podcast
The Finance Han
7 episodes
3 days ago

Let’s be real - most personal finance content is either out of touch or just plain boring. You don’t need advice from someone on a £300k salary telling you to "just stop buying coffee." You need real stories from real people who’ve turned their financial situation around - and that’s exactly what this podcast is about.

I paid off £11,000 of debt in 10 months, started investing, and took control of my money. Now, I’m bringing you the stories of others who’ve done the same - whether they’re clearing debt, building wealth, or working towards financial freedom.


If you’re trying to get smarter with money, this podcast will help you figure out how to ditch debt, start investing, and create a financial future that actually works for you. 


No finance bros, no BS - just straight-talking, practical conversations about money.

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Self-Improvement
Education
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All content for The Finance Han Podcast is the property of The Finance Han and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

Let’s be real - most personal finance content is either out of touch or just plain boring. You don’t need advice from someone on a £300k salary telling you to "just stop buying coffee." You need real stories from real people who’ve turned their financial situation around - and that’s exactly what this podcast is about.

I paid off £11,000 of debt in 10 months, started investing, and took control of my money. Now, I’m bringing you the stories of others who’ve done the same - whether they’re clearing debt, building wealth, or working towards financial freedom.


If you’re trying to get smarter with money, this podcast will help you figure out how to ditch debt, start investing, and create a financial future that actually works for you. 


No finance bros, no BS - just straight-talking, practical conversations about money.

Show more...
Self-Improvement
Education
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Avoiding Debt: Catch It Before It's Too Late...
The Finance Han Podcast
27 minutes 2 seconds
6 months ago
Avoiding Debt: Catch It Before It's Too Late...

Debt is everywhere. From the moment we’re old enough to get student loans, store cards, or Buy Now Pay Later at the checkout, it is enticing you in. In this episode of The Finance Han Podcast, we’re talking about how to not get sucked in. From sneaky spending traps to the pressure of keeping up with your mates, we’ll chat through the everyday choices that can quietly snowball into debt, and how to stop that from happening. We’ll also cover how to stay debt-free once you’ve done the hard work of clearing it. Spoiler: it’s less about sacrifice and more about being one step ahead. 


💡 Key Takeaways 

  • Debt is literally everywhere, especially for 18 to 30-somethings just trying to stay afloat.
  • Sinking funds are future-you’s best friend.
  • Uni isn’t the only way to a good job (or a good life).
  • Apprenticeships? Highly underrated.
  • “Keeping up” with friends can cost you more than you think.
  • Credit cards are tempting little devils - handle with care!
  • Your emergency fund = your financial safety net.
  • Budgeting isn’t boring, it’s freeing.
  • Choose memories over ‘stuff’.
  • Delayed gratification is a money superpower.


⏱️ Chapter Breakdown 

  •  00:00 – Welcome back + why debt is the struggle right now 
  • 01:16 – How debt starts (and why it’s not your fault) 
  • 04:03 – Meet your new fave: sinking funds 
  • 08:36 – Is uni really worth the price tag? 
  • 12:40 – What no one told you about apprenticeships 
  • 16:47 – Doing life your way is cooler
  • 22:21 – Credit cards: the red flag in your wallet 
  • 26:02 – The emergency fund that helps you sleep at night 
  • 29:21 – Budgeting basics (minus the boring bits) 
  • 39:39 – Final thoughts + disclaimer

☕️ Help The Podcast & Buy Me A Coffee

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📧 Email: thefinancehan@gmail.com

The Finance Han Podcast

Let’s be real - most personal finance content is either out of touch or just plain boring. You don’t need advice from someone on a £300k salary telling you to "just stop buying coffee." You need real stories from real people who’ve turned their financial situation around - and that’s exactly what this podcast is about.

I paid off £11,000 of debt in 10 months, started investing, and took control of my money. Now, I’m bringing you the stories of others who’ve done the same - whether they’re clearing debt, building wealth, or working towards financial freedom.


If you’re trying to get smarter with money, this podcast will help you figure out how to ditch debt, start investing, and create a financial future that actually works for you. 


No finance bros, no BS - just straight-talking, practical conversations about money.