Hi Ka-Realty! Usapang general business naman tayo. Today we're talking about the three must-have professionals that every entrepreneur should have on their team—your Attorney, Broker, and CPA. These experts are like the backbone of your business, each playing a unique and crucial role in ensuring your success.
We’ll break down how these three professionals play a vital role in ensuring your business is legally compliant, financially sound, and strategically positioned in the real estate market. So if you’re ready to focus on growing your business with confidence, tune in to this episode!
What you’ll learn from today’s episode:
The Role of an Attorney and how they can help you avoid costly pitfalls
The Importance of a Real Estate Broker
How a CPA Strengthens Your Business
Connect with Juvy Casser-Garcia
Email: juvygarcia1076@gmail.com
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
In today’s episode, we will be discussing a crucial topic for every property buyer, seller, or renter—real estate scams and fraud. From fake property listings to deceptive rental schemes, we'll uncover the most common tricks scammers use that could cost you time, money, and peace of mind. More importantly, you’ll learn practical steps to protect yourself and ensure your transactions are safe. Tune in and equip yourself with the knowledge to safeguard your assets and peace of mind.
What you’ll learn from today’s episode:
The most common types of real estate scams in the Philippines
How to verify the legitimacy of agents and property listings
Practical steps to protect yourself from real estate fraud
The importance of consulting legal experts in questionable transactions
Resources Mentioned:
PRC (Professional Regulation Commission) Website for Agent Verification - https://online.prc.gov.ph/Verification
Department of Trade & Industry (DTI) Registration Search - https://bnrs.dti.gov.ph/search
Security and Exchange Commission (SEC) Company Lookup: https://checkwithsec.sec.gov.ph/
Connect with Juvy Casser-Garcia
Email: juvygarcia1076@gmail.com
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
Just passed your appraiser exam and wondering what's next? In this episode, we'll break down the career and business opportunities available for new appraisers in the Philippines. Whether you're eyeing roles in firms, banks, government agencies, or even thinking about starting your own appraisal business, this episode will explore just that plus real-word examples. Tune in to discover the opportunities you can tap and how you can turn your new credentials into a thriving career.
The core responsibilities and significance of appraisers in the real estate market.
Key job opportunities available for newly licensed appraisers.
Tips on how to start and grow your own appraisal business.
Success story from seasoned professionals in the field.
Key Mentions:
Bureau of Internal Revenue (BIR)
Land Registration Authority (LRA)
Home Development Mutual Fund (Pag-IBIG)
PRC Legal Requirements
Connect with Juvy Casser-Garcia
Email: juvygarcia1076@gmail.com
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
What you’ll learn from today’s episode:Key Mentions:
Ka-Realty, today we will explore a part of real estate that’s often overlooked—memorial lots. Back when I started, I thought real estate was all about buying and selling houses or lots. But it's so much more, extending from the womb to the tomb. In this episode, we’ll break down what you need to know about memorial lots, from their types to the legal and emotional aspects. Whether you're planning ahead or simply curious, this episode will help you make informed decisions about these important final resting places.
What you’ll learn from today’s episode:
The different types of memorial lots and their features
Key factors to consider—legal, financial, and emotional—when choosing a memorial lot.
Practical tips for purchasing a memorial lot
Connect with Juvy Casser-Garcia
Email: juvygarcia1076@gmail.com
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
In this episode we will deconstruct the process of how to buy your first property using a PAG-IBIG Housing Loan. I’ll share my own experience and guide you through the steps I took to secure our dream home in Cavite. From visiting the PAG-IBIG Fund Housing department to the final release of the loan proceeds, we’ll cover everything you need to know. If you’re a first-time buyer or looking for better financing options, this episode is packed with valuable insights to help you navigate the PAG-IBIG loan process smoothly.
Don't miss out on this invaluable guide to making your homeownership dreams a reality!
What you’ll learn from today’s episode:
The complete step-by-step process of applying for a PAG-IBIG Housing Loan
Tips for successfully completing PAG-IBIG requirements and minimizing your expenses
The benefits of choosing PAG-IBIG for your housing loan
Resources Mentioned:
PAG-IBIG Fund Housing department location: Emar Suites, JELP Business Solutions, 409 Shaw Blvd, Mandaluyong, Metro Manila.
PAG-IBIG website: pagibigfund.gov.ph
Connect with Juvy Casser-Garcia
Email: juvygarcia1076@gmail.com
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
Ka-Realty, we’re back with another episode for newly licensed Real Estate Brokers! This time, Juvy shares 9 essential tips for mastering Property Management. We’ll be covering everything from inspections, understanding landlord-tenant laws, to handling emergencies and conflicts. Add these best practices to your skill portfolio that will not only impress your clients but will also make your work process seamless.
What you’ll learn from today’s episode:
How to implement thorough screening processes and inspections for a smooth Landlord-Tenant relationship
The importance of clear lease agreements and key clauses to include.
Tips for better communication and handling conflicts efficiently.
“Every property has a story, and every story is worth telling.”
Resources Mentioned:
Philippine Landlord-Tenant Law Reference: https://lawphil.net/statutes/repacts/ra2009/ra_9653_2009.html
Connect with Juvy Casser-Garcia
Email: juvygarcia1076@gmail.com
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
In this episode, Juvy walks us through her personal process in helping her clients make informed investment decisions. We'll explore the ins and outs of due diligence—what to look for in physical, technical and legal aspects of a property, how to spot potential pitfalls, and why it's crucial for protecting your investment. Whether you're a seasoned investor or a first-time buyer, this episode is packed with invaluable insights you won't want to miss as every detail counts in safeguarding your future.
“It’s not just about what you see but what you uncover that matters”
What you’ll learn in just 8 minutes from today’s episode:
Understand why due diligence is critical in real estate transactions and how it safeguards your investments.
Practical steps and strategies to thoroughly assess property conditions, legal documentation, and market factors.
Expert Advice on Making Confident and Informed Decisions
Connect with Juvy Casser-Garcia
Email: juvygarcia1076@gmail.com
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
Attention Property Buyers and Investors!
This episode is your ultimate guide to safeguarding your investments. We're covering the crucial steps for verifying brokers and properties to ensure your hard-earned money is well-protected. Learn the key assessments and questions you need to ask to avoid costly mistakes and fraud. From understanding Caveat Emptor to verifying licenses and credentials, we've got you covered. Don’t miss out on these essential tips that every savvy investor should know!
What you’ll learn in just 9 minutes from today’s episode:
- The significance of Caveat Emptor and how it applies to real estate transactions
- Essential steps for verifying the credentials of real estate brokers and properties
- Practical tips to protect your investments and avoid fraud in the real estate market
Resources Mentioned:
https://www.investopedia.com/terms/c/caveatemptor.asp
Connect with Juvy Casser-Garcia
Email: juvygarcia1076@gmail.com
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
Congratulations to all Newly Licensed Philippine Brokers!
Kung excited ka na sa iyong future sa Real Estate, we got you covered dahil excited rin kami to share with you in today’s episode kung ano-anong business opportunities ang naghihintay sa iyo. Tatalakayin natin ang iba’t ibang ventures na mong pasukin at kung paano ka magsisimula bilang isang bagong licensed real estate broker.
Pag-uusapan din natin ang project selling—kasama na ang pros and cons ng pagiging in-house o independent broker. Alamin din ang mga oportunidad sa pag-handle ng foreclosed properties, pag-aalok ng loan referral at assistance, pagiging property manager, at maging ang documentation at registration path.
Tune in now Ka-Realty and be career ready!
What you’ll learn in just 12 minutes from today’s episode:
Possible Business Ventures you can take as a Newly Licensed Broker in the Philippines
Broker for Project Selling and the pros & cons of being an In-house or Independent broker
Broker for Foreclosed Properties
Loan Referral/Assistance
Property Manager
Documentation and registration
Connect with Juvy Casser-Garcia
Email: juvygarcia1076@gmail.com
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
Ka-Realty, alam mo bang ang Foreclosed Properties ay pwedeng maging source ng passive income na maaari ring makatulong sa inyong paghahanda para sa retirement?
Alamin kung paanong ang mga ari-arian na kinuha ng bangko o financial institution dahil sa hindi pagbabayad ng utang ay maaaring maging oportunidad para sa inyo.
I-discuss din natin ang proseso ng pagbili ng foreclosed properties sa Pilipinas at ang mga kilalang financial institution na nag-aalok ng ganitong mga ari-arian.
What you’ll learn in just 10 minutes from today’s episode:
Understanding Foreclosed Properties: Alamin kung ano ang foreclosed properties at paano ito nagiging available sa merkado.
Financial Institutions: Kilalanin ang mga bangko at financial institutions na nag-aalok ng foreclosed properties at ang kanilang mga proseso.
Step-by-Step Guide: Hakbang-hakbang na gabay sa pagbili ng foreclosed properties sa Pilipinas, kabilang ang paghahanap, pagsusuri, at legalidad.
Connect with Juvy Casser-Garcia:
Email: juvygarcia1076@gmail.com
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
In episode 1, we tackled the Number 1 Law Every Filipino Realtor Should Know About. Mula sa pagpapatupad ng RESA law, patuloy na tumataas ang standard ng batas na ito kaya’t mas lalong dapat sumabay ang bawat Realtors.
More than the legalities of the law, learn about the message and importance of Licensing and Professionalism in Real Estate—an industry of trust and dedicated service.
Real Estate Practitioner o Property Owner ka man, alamin natin ang implikasyon ng mga proposed amendments ng batas na ito sa ating trabaho at pagmamay-ari.
What you’ll learn in just 12 minutes from today’s episode:
Defining Real Estate Service Practice: Gain insight into activities classified as real estate services under RESA.
Exemptions from RESA: Explore who qualifies for exemptions from RESA, particularly property owners and developers.
Importance of Licensing and Professionalism: Learn why engaging with licensed real estate professionals is crucial, and how amendments aim to enhance industry standards.
Resources Mentioned:
Real Estate Service Act of 2009 (RESA)- https://lawphil.net/statutes/repacts/ra2009/ra_9646_2009.html
Proposed amendments to RESA - Currently, there isn't a single official source for all proposed amendments. It's best to check updates from the Professional Regulation Commission (PRC) website and news updates from official government publications.
Code of Ethics for Real Estate Practitioners - https://www.prc.gov.ph/sites/default/files/RealEstateServiceCOE2.PDF
Contact information for licensed real estate brokers and agents
PRC License Verification - https://online.prc.gov.ph/Verification
Contact information for licensed real estate brokers and agents can often be found on the PRC website or by contacting local real estate organizations.
Connect with Juvy Casser-Garcia:
Email: juvygarcia1076@gmail.com
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
We are officially back!
Join Juvy as she kicks off a new chapter by telling the story behind her Real Estate 'whys'. Juvy also explains the reason she started podcasting, what led to her unexpected break, but most importantly, why she decided to continue.
If you’re new here, this podcast is all about helping realtors navigate the industry with confidence; A space where we help each other out to give the best service to the Filipino people.
Don't miss this special episode. Together, let us welcome a fresh beginning for the show.
FUTURE EPISODE TOPICS
Episode 6 - Updates on PH RESA Law
Episode 7 - Foreclosed Properties
CONNECT WITH JUVY CASSER-GARCIA
Email: juvygarcia1076@gmail.com
Facebook: https://www.facebook.com/juvy.garcia.16
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
We all know that Brokers help people make one of the most important decisions in their lives—finding their ideal home. Brokers help them from locating a suitable property to negotiating on their behalf & finding the best mortgage rate. Ultimately, they are an invaluable asset to those looking to purchase a home. If this is your passion, Brokerage might be the field for you just like our host, Juvy, who spent 11 years in the industry as one.
In our final episode of featuring different kinds of Real Estate practitioners, find out the qualifications, scope of work & responsibilities of a Real Estate Broker. Juvy also discusses the roles & limitations of Salespersons and how it is different from Brokers. Tune in to this episode to learn more.
What you’ll learn in just 12 minutes from today’s episode:
– Learn the definition of Real Estate Broker & Salesperson as defined in R.A. 9646
– Qualifications for Real Estate Brokers & Salespersons: Education, Experience, Standards of Practice and Ethics, & Necessary background
– Know the Real Estate objectives that Brokers & Salespersons solve & provide expert insights about.
Topics Covered:
01:22 – Juvy shares about the profession she has the most experience with
02:40 – What is a Real Estate Broker?
01:58 – What is a Real Estate Salesperson?
03:22 – Legal qualifications for becoming a Philippine Real Estate Broker
04:05 – Requirements before a Salesperson can lawfully engage in Real Estate Services?
04:41 – Services Real Estate Brokers provide
07:47 – Limitations of Salespersons
09:58 – Penalties for Violating the rules & regulations of the Service Act
11:04 – Juvy shares a caveat & the importance of knowing the Service Act
“Kailangan maging maingat ang mga Real Estate Brokers sa pagpili ng kanilang 20 Salesperson na kanilang isu-supervise” — Juvy Garcia
“Napaka importante na malaman natin ang Service Act na ito…para hindi tayo ma-mislead kung ano ang dapat o karapatan natin bilang Real Estate Investor, buyer, and also as a public” — Juvy Garcia
“Buyers be aware. Alamin natin ang batas, ‘yun ang importante.” — Juvy Garcia
“When you invest, you are buying a day that you don’t have to work.” — Aya Laraya
Resources Mentioned:
Real Estate Service Act 2009, R.A. no. 9646
https://lawphil.net/statutes/repacts/ra2009/ra_9646_2009.html
Connect with Juvy Garcia
Email: realtorjuvygarcia@gmail.com
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
LinkedIn: https://www.linkedin.com/in/juvy-garcia-0aa679241/
Are you a property owner wanting to assess the market value of your property?
Or an Investor who wants to make informed decisions for your Realty business?
Or are you an aspiring Real Estate professional having trouble with which field to pursue?
In this episode, you’ll learn about the roles & services Appraisers & Assessors can offer. Find out if this Real Estate professional is exactly what you need to advance in your business. Or if you want to be a Real Estate professional, see if this field sparks your interest.
What you’ll learn in just 14 minutes from today’s episode:
–Learn the definition of Real Estate Appraiser & Assessor as defined in R.A. 9646
–Qualifications for Real Estate Appraiser & Assessor: Education, Experience, Standards of Practice and Ethics, & Necessary background
– Know the Real Estate objectives that Appraisers & Assessors solve & provide expert insights about.
Topics Covered:
01:54 – What is a Real Estate Appraiser?
02:33 – What is a Real Estate Assessor?
03:00 – How is an Appraiser different from an Assessor?
03:30 – Legal requirements for becoming a Philippine Real Estate Appraiser & Assessor
04:44 – 7 ways a Qualified Real Estate Appraiser could help you.
“Ang kagandahan kapag nag-hire ka ng Appraiser, yung property na binili mo, malalaman mo yung opportunity o potential na mas tumaas pa ang value nito kasi alam nila ang magiging five o ten year plan ng Government doon sa area kung saan located ang property mo.” — Juvy Garcia
"Very helpful na mag-hire ng Real Estate Appraiser kasi mas maga-guide ka in terms of the multiplication of your investment sa property. Makikita mo kung gaano kabilis or kataas ang magiging return of investment mo." — Juvy Garcia
“Success in Real Estate starts when you believe you are worthy of it.” — Michael Ferrera
Resources Mentioned:
Real Estate Service Act 2009, R.A. no. 9646
https://lawphil.net/statutes/repacts/ra2009/ra_9646_2009.html
Connect with Juvy Garcia
Email: realtorjuvygarcia@gmail.com
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
LinkedIn: https://www.linkedin.com/in/juvy-garcia-0aa679241/
Sa Episode 1, nalaman mo na ang iba’t ibang uri ng Real Estate Professionals. Kung naguguluhan ka pa rin, don’t panic just yet. We will go deeper on each professionals to further distinguish each of them by their roles, services they offer, & requirements necessary to be one.
In this episode, we will be discussing Real Estate Consultants. Kung nandito ka dahil gusto mong malaman which path to take as you embark on your Realty journey, we got you! Don’t miss this episode to get the inside scoop about Real Estate Consulting!
What you’ll learn in just 15 minutes from today’s episode:
–Learn the definition of Real Estate Consultant as defined in R.A. 9646
–Qualifications for Real Estate Consultants: Education, Experience, Standards Of Practice and Ethics, & Necessary background
–Know the Real Estate problems and objectives that Consultants solve & provide expert insights about.
Topics Covered:
01:07 What is a Real Estate Consultant?
02:19 Recap on Real Estate Professionals tackled in Episode 1
03:15 Legal requirements for becoming a Philippine Real Estate Consultant
04:19 Real Estate Problems & Objectives that will be subject to consultation
10:47 Importance of hiring a Real Estate Consultant to maximize your investments
11:58 Message to aspiring Real Estate Consultants
“Napaka importante na you hire a Real Estate professional kasi sila ang tutulong sa inyo kung paano ang usage ng inyong property. Lalo’t higit, ano ba ang high and best use…Sila yung nakakakita ng potential ng property.”—Juvy Garcia
“…malaking advantage kasi yung multiplication ng investment mo na mas na-appreciate yung value ng property mo.” — Juvy Garcia
“God is a Real Estate agent. It’s not about selling, it’s about faith.” — Douglas Lattimore
Resources Mentioned:
Real Estate Service Act 2009, R.A. no. 9646 https://lawphil.net/statutes/repacts/ra2009/ra_9646_2009.html
Connect with Juvy Garcia
Email: realtorjuvygarcia@gmail.com
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
LinkedIn: https://www.linkedin.com/in/juvy-garcia-0aa679241/
Excited ka na bang simulan ang iyong Realty journey pero hindi mo alam kung ano ang dapat mong unahin? Information Overload is real! As an aspiring Filipino Realtor, you want to get your best step forward & start the business the right way but it’s also easy to get overwhelmed by the technical side of it.
In her first episode, Juvy starts with the basics & discusses the Real Estate Law every Filipino Realtor should know by heart. She also tackles the different kinds of Real Estate Professionals you need to be familiarized with to guide you in choosing your path. Packed with foundational information, tune in to this episode to learn more.
What you’ll learn in just 10 minutes from today’s episode:
– Background about the Real Estate Service Act of 2009
– Know the requirements necessary to be a Licensed Real Estate professional in the Philippines
– Learn the different Real Estate Service practitioners and their duties & responsibilities
– Identify who is exempted & prohibited from the Real Estate Service act as well as the penalties for violating RA 9646.
Topics Covered:
00:50 – Juvy introduces herself, shares her background as well as the motivation behind the Podcast
01:23 – What is the Real Estate Service Act of 2009 (RESA) & why is it important?
01:53 – How did Filipino Realtors get their licenses before RESA was implemented in The Philippines?
02:26 – Who will benefit from this legislation?
02:48 – Real Estate Service Professionals included in RESA
06:02 – Who is legally permissible to sell properties without having a license?
06:53 – Who is prohibited from practicing Real Estate services?
07:28 – Penalties for violating RA 9646
“Importante yung word na tinatawag namin sa Real Estate na Caveat Emptor, ito ‘yung Buyer’s beware, kailangan aware tayo sa batas na ito.” — Juvy Garcia
“Ignorance of the law excuses no one.”
Resources Mentioned:
Real Estate Service Act 2009, R.A. no. 9646
https://lawphil.net/statutes/repacts/ra2009/ra_9646_2009.html
Connect with Juvy Garcia
Email: realtorjuvygarcia@gmail.com
Facebook Page: https://www.facebook.com/TheFilipinoRealtorPodcast
LinkedIn: https://www.linkedin.com/in/juvy-garcia-0aa679241/
Have you always dreamed of owning a Real Estate business but don’t know how to start? Feeling overwhelmed deciding which step to take? Or second-guessing if you really are cut out for this?
As with any endeavor, building a Realty business can be a challenging process. Former Financial Analyst turned Broker Juvy Garcia went through the same. With limited capital & without any marketing skills, she entered the Realty business to start a new life—a path that launched an 11-year journey on a mission to help Filipino real estate professionals start and grow their own Realty business.
Join Juvy each week on The Filipino Realtor Podcast for practical topics on Philippine Real Estate law, sales techniques, handling objections, writing proposals, best practices, and the support you need to kickstart your career! To find out more, subscribe to The Filipino Realtor Podcast.