In this episode I speak with Ramil Añosa Andag, sexual orientation, gender identity and expression and sex characteristics rights officer at APCOM. We delve into research conducted by APCOM into various areas of discrimination and exclusion faced by LGBTQI communities and how these link with financial inclusion. Ramil explains why APCOM is reaching out to new actors, including development banks and the financial sector, in its efforts to improve the health and rights of LGBTQI communities in Asia and the Pacific. And we discuss how traditional and digital financial services must move beyond traditional binaries in order to become more inclusive. You can find out more about APCOM at apcom.org