Thought-provoking conversations with credit and fintech founders, builders, and investors.
Shawn Budde, credit industry veteran and co-founder of Ensemblex, is joined by the most interesting people in fintech, from seasoned experts at big-name firms to innovators building the next generation of start-ups. They share their stories and their on-the-ground perspective of the challenges and trends shaping fintech: AI hype, investors' outlook on fintech, emerging markets, the promises versus realities of the latest tech, evergreen wisdom on managing fraud and risk, and more. Entertaining, inspiring, and practical - tune in to The Ensemblex Exchange Podcast biweekly on all major platforms.
All content for The Ensemblex Exchange Podcast is the property of Ensemblex and is served directly from their servers
with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Thought-provoking conversations with credit and fintech founders, builders, and investors.
Shawn Budde, credit industry veteran and co-founder of Ensemblex, is joined by the most interesting people in fintech, from seasoned experts at big-name firms to innovators building the next generation of start-ups. They share their stories and their on-the-ground perspective of the challenges and trends shaping fintech: AI hype, investors' outlook on fintech, emerging markets, the promises versus realities of the latest tech, evergreen wisdom on managing fraud and risk, and more. Entertaining, inspiring, and practical - tune in to The Ensemblex Exchange Podcast biweekly on all major platforms.
Every Decision is a Credit Decision: The Universal Truths of Lending
The Ensemblex Exchange Podcast
36 minutes 9 seconds
5 months ago
Every Decision is a Credit Decision: The Universal Truths of Lending
Are the "physics" and math of lending universal? Moving to the U.S. from India to join Capital One, Kunal Kaul learned that the rules of the road certainly aren't. After an adjustment period that Kunal calls a dark comedy, Kunal spent 14 years at Capital One learning enduring lessons about the fundamentals of lending and a can-do culture (AKA "possibility-oriented thinking.") He's since applied and adapted those lessons to lend across the spectrum in the U.S., the Philippines, Mexico, Kenya, and India. Kunal's broad experience has given him a great grasp of the immutable truths of credit. Tune in to hear his wisdom, his "dark comedy", and his mission to bring financial products to the Global Majority.
The Ensemblex Exchange Podcast
Thought-provoking conversations with credit and fintech founders, builders, and investors.
Shawn Budde, credit industry veteran and co-founder of Ensemblex, is joined by the most interesting people in fintech, from seasoned experts at big-name firms to innovators building the next generation of start-ups. They share their stories and their on-the-ground perspective of the challenges and trends shaping fintech: AI hype, investors' outlook on fintech, emerging markets, the promises versus realities of the latest tech, evergreen wisdom on managing fraud and risk, and more. Entertaining, inspiring, and practical - tune in to The Ensemblex Exchange Podcast biweekly on all major platforms.
