Thought-provoking conversations with credit and fintech founders, builders, and investors.
Shawn Budde, credit industry veteran and co-founder of Ensemblex, is joined by the most interesting people in fintech, from seasoned experts at big-name firms to innovators building the next generation of start-ups. They share their stories and their on-the-ground perspective of the challenges and trends shaping fintech: AI hype, investors' outlook on fintech, emerging markets, the promises versus realities of the latest tech, evergreen wisdom on managing fraud and risk, and more. Entertaining, inspiring, and practical - tune in to The Ensemblex Exchange Podcast biweekly on all major platforms.
All content for The Ensemblex Exchange Podcast is the property of Ensemblex and is served directly from their servers
with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Thought-provoking conversations with credit and fintech founders, builders, and investors.
Shawn Budde, credit industry veteran and co-founder of Ensemblex, is joined by the most interesting people in fintech, from seasoned experts at big-name firms to innovators building the next generation of start-ups. They share their stories and their on-the-ground perspective of the challenges and trends shaping fintech: AI hype, investors' outlook on fintech, emerging markets, the promises versus realities of the latest tech, evergreen wisdom on managing fraud and risk, and more. Entertaining, inspiring, and practical - tune in to The Ensemblex Exchange Podcast biweekly on all major platforms.
Beyond Algorithms: Tips for Building Excellent AI Models
The Ensemblex Exchange Podcast
22 minutes 36 seconds
1 year ago
Beyond Algorithms: Tips for Building Excellent AI Models
Please, don’t ask ChatGPT to build your credit model. Using machine learning (ML) and AI well is still a struggle for many lenders. Underneath all the buzz about AI, alternative data, and ever-smarter models, there's a lot of hard work and prudence required to implement these techniques safely and to manage the resulting models.
Josh Campos, Head of Enterprise Data Science, AI & ML Engineering at DriveTime, is an expert on just that. He joins Shawn to discuss the practical side of ML and AI in credit risk management. They touch on best practices for data science teams, monitoring and updating models, using alternative data, and why LLMs should come with a warning on the label.
The Ensemblex Exchange Podcast
Thought-provoking conversations with credit and fintech founders, builders, and investors.
Shawn Budde, credit industry veteran and co-founder of Ensemblex, is joined by the most interesting people in fintech, from seasoned experts at big-name firms to innovators building the next generation of start-ups. They share their stories and their on-the-ground perspective of the challenges and trends shaping fintech: AI hype, investors' outlook on fintech, emerging markets, the promises versus realities of the latest tech, evergreen wisdom on managing fraud and risk, and more. Entertaining, inspiring, and practical - tune in to The Ensemblex Exchange Podcast biweekly on all major platforms.
