Send us a text We unpack long-term care insurance through an elder law lens, from traditional policies and hybrid designs to short-term coverage that pairs with Medicaid timing. Clear frameworks help you advise clients on affordability, underwriting, and when a trust outperforms a premium. • Why a 70% care risk changes planning • Traditional long-term care insurance pros and cons • Hybrid annuity-life structures and payout design • Short-term coverage to bridge Medicaid penalties • Underwrit...
All content for The Elder Law Coach is the property of Todd Whatley and is served directly from their servers
with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Send us a text We unpack long-term care insurance through an elder law lens, from traditional policies and hybrid designs to short-term coverage that pairs with Medicaid timing. Clear frameworks help you advise clients on affordability, underwriting, and when a trust outperforms a premium. • Why a 70% care risk changes planning • Traditional long-term care insurance pros and cons • Hybrid annuity-life structures and payout design • Short-term coverage to bridge Medicaid penalties • Underwrit...
Epi 51: When To Use (And When NOT To Use) Irrevocable Trusts For Your Clients
The Elder Law Coach
30 minutes
7 months ago
Epi 51: When To Use (And When NOT To Use) Irrevocable Trusts For Your Clients
Send us a text Todd Whatley tackles the complex topic of irrevocable trusts in elder law practice, focusing primarily on Medicaid Asset Protection Trusts and when they're appropriate for clients. He draws on personal experience to provide practical guidance on implementing these powerful legal tools correctly. • Irrevocable trusts require relinquishing control and ownership of assets, making them subject to Medicaid's five-year lookback period • Many attorneys incorrectly structure these tru...
The Elder Law Coach
Send us a text We unpack long-term care insurance through an elder law lens, from traditional policies and hybrid designs to short-term coverage that pairs with Medicaid timing. Clear frameworks help you advise clients on affordability, underwriting, and when a trust outperforms a premium. • Why a 70% care risk changes planning • Traditional long-term care insurance pros and cons • Hybrid annuity-life structures and payout design • Short-term coverage to bridge Medicaid penalties • Underwrit...
