The Multi-Trillion-Dollar Opportunity for DeFi Unsecured Credit Markets

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The Edge Podcast

DeFi Dad

224 episodes

2 days ago

Join two seasoned crypto investors and DeFi power-users as they dive into the biggest (and often untold) stories shaping the future of digital assets—covering all you need to know about Ethereum, Bitcoin, and DeFi. Gain your own edge as an investor from comprehensive interviews with leading founders, investors, and developers you won’t hear elsewhere. For exclusive content, market updates, and DeFi yield opportunities, sign up for our free newsletter at the-edge.xyz.

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The Multi-Trillion-Dollar Opportunity for DeFi Unsecured Credit Markets

The Edge Podcast

49 minutes 58 seconds

1 month ago

The Multi-Trillion-Dollar Opportunity for DeFi Unsecured Credit Markets

Jacob Chudnovsky is the Founder of 3Jane.

In this episode, we explore how 3Jane is pioneering the holy grail of DeFi, unsecured credit and loans. Jacob explains how 3Jane will unlock a multi-trillion-dollar credit-based market for DeFi, by combining onchain and offchain credit scoring using zkTLS, innovative repayment mechanics, and a dual-token yield model to offer competitive lending yield, plus new DeFi use cases.

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🔗 Essential Show Links 🔗

► Newsletter: https://the-edge.xyz
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► Follow Nomatic: https://x.com/Nomaticcap
► Learn DeFi: http://defidad.com/

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The Edge Podcast Sponsor Resources

♦️ REDSTONE | THE LEADING MODULAR BLOCKCHAIN ORACLE

♉︎ TOROS | EXPONENTIAL GAINS WITH LEVERAGED TOKENS

🥞 SYRUPUSDC BY MAPLE | DEFI'S PREMIUM YIELD ASSET

🦅 FALCON | OVERCOLLATERIZED SYNTHETIC DOLLAR - POINTS PROGRAM NOW LIVE

⚡ SPARK | THE ONCHAIN CAPITAL ALLOCATOR

🏦 MANTLE | INNOVATING THE FUTURE OF ONCHAIN FINANCE

🐡 PUFFER INSTITUTIONAL | STAKING SOLUTIONS FOR INSTITUTIONAL SCALE

📈 RUMPEL | TURN POINTS INTO PROFITS

⚙️ GEARBOX PROTOCOL | ONCHAIN LENDING REIMAGINED

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Timestamps

0:00 - Intro
6:48 - Jacob’s background
9:00 - Opportunity for DeFi unsecured credit
14:35 - How 3Jane assesses credit offchain and onchain
21:53 - Sponsor break
23:04 - How would 3Jane collect debt from delinquent borrowers?
25:58 - Building the 3Jane credit score algorithm
29:57 - Role of USD3 vs sUSD3
32:29 - How repayment works in 3Jane vs DeFi secured loans
33:49 - Two-token yield setup with USD3 and sUSD3
35:10 - Sponsor break
36:35 - Novel use cases for DeFi built on 3Jane
40:10 - Q3 rollout expectations for 3Jane
42:26 - Future of agentic users on 3Jane
46:27 - Details on future 3Jane token
47:55 - Closing

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🔗 Guest Links 🔗

► 3Jane website: https://www.3jane.xyz/
► 3Jane on X: https://x.com/3janexyz
► Jacob on X: https://x.com/_yakovsky

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All opinions expressed by hosts and podcast guests are solely their own opinions. Podcast guests and hosts may have positions in the assets or other matters discussed in this podcast. DeFi Dad and Nomatic invested in 3Jane's seed round. This podcast is for informational purposes only and should not be relied upon as a basis for investment decisions. Do your own research. This is not a recommendation or endorsement to buy any token(s) related to any platform(s) discussed.