Keywords financial systems, employee engagement, Dream Manager, compensation strategies, turnover costs, SMBs, budgeting, human resources, employee development, business growth Summary In this episode of the Dream Dividend, Kevin Patrick discusses the importance of rethinking financial perspectives on employees and how treating them as assets rather than expenses can lead to significant business benefits. He shares a compelling case study of a distribution company that implemented the Dream Manager program, which focuses on helping employees achieve their personal dreams. This approach not only reduced turnover costs but also transformed the company's compensation strategies and overall financial planning. The episode emphasizes the need for small to mid-sized businesses to invest in their people to maximize returns and create a more engaged workforce. Takeaways Most SMBs have their financial thinking completely backwards.Employees should be treated as assets to be developed.The Dream Manager program can significantly reduce turnover costs.Investing in employee dreams leads to higher engagement and productivity.Traditional compensation strategies do not drive retention.Budgeting should prioritize people development over cost minimization.Every dollar invested in employee dreams returns substantial value.CFOs should track metrics that reflect employee engagement and retention.Investing in people creates a better workplace culture.Calculating turnover costs reveals the true expense of disengagement. Titles Transforming Financial Perspectives on EmployeesThe Power of the Dream Manager Program Sound bites "You can't afford not to do this.""Calculate what turnover costs you.""People stay because they feel valued." Chapters 00:00 Introduction to Human Systems Integration00:54 Rethinking Financial Perspectives on Employees05:46 The Dream Manager Case Study Begins09:11 Transforming Employee Engagement Through Dreams16:21 Shifting Compensation Philosophy23:08 Investing in Employee Development28:00 Redefining Budgeting for People36:03 Aligning Financial Systems with Employee Growth37:35 Conclusion and Next Steps