In this episode of the "Dollars and Sense The Podcast, host Amy Dull welcomes Lisa Wynkoop, a seasoned loan officer from Atlantic Bay Mortgage. They delve into the mortgage industry, offering insights and advice for first-time homebuyers. Lisa shares her extensive experience, emphasizing the importance of early planning, understanding credit, and effective communication with loan officers. The episode covers the unique culture at Atlantic Bay, the current state of mortgage rates, and various loan options, including VA and FHA loans. Listeners gain valuable knowledge on navigating the home buying process and leveraging creative financing strategies.