If collections are haunting you, your credit score is tanking, or you're struggling to qualify for loans, credit repair might be the solution you need. In this episode of The Debt Hotline, host Brandon from Team Solo sits down with Melinda, owner of Street Financial and a credit expert who transformed her own credit from poor to the high 700s. After working at three major banks and discovering that even financial institutions don't teach credit management, Melinda turned her struggles into expertise, helping thousands of people through TikTok, Instagram, and YouTube rebuild their credit profiles.
Together, Brandon and Melinda explore how to pull official credit reports, dispute inaccuracies, negotiate with collection agencies, and build positive credit history. Melinda also addresses the emotional side of credit repair, reminding listeners that poor credit doesn't define your worth; it's just a season that can change with the right plan.
Sued for debt? Use Solo to resolve it:
Solo | Resolve debt.Real callers join the conversation with honest, relatable questions:
- Tanya (North Carolina): How can she reach 680 from 590 after the divorce within a year?
- Marcus (Texas): Should he settle three charged-off cards or focus on building new credit after job loss and repossession?
- Gwen (Georgia): How can she rebuild credit after fire damage destroyed her business and led to Synchrony charge-offs?
- Jamal (Florida): What's the fastest way to raise his 610 score to qualify for a mortgage?
Melinda answers with practical, actionable advice designed to help listeners understand their rights and rebuild their financial futures.To submit your own question to The Debt Hotline:
