
Venture capital often chases hype, but Logan Allen, founder of Fin Capital, has built a firm around what he calls “boring FinTech”—the B2B infrastructure that powers banks, insurers, and asset managers. In this episode, Logan explains why core banking systems are the biggest systemic risk in finance, why middleware and dual-core strategies are only stopgaps, and how generative AI is pushing banks to finally partner with external software providers. Get a rare insider’s view into how VC can add real value, beyond just writing checks.