
What happens when regulators can’t keep up with fintech’s pace of change? In this episode, Professor Bob Wardrop, co-founder of the Cambridge Centre for Alternative Finance and RegGenome, explains why regulators hesitance in the face of new technologies, how computational regulation can make compliance machine-readable, and why resource constraints create systemic blind spots. He shares the challenges of aligning global standards across fragmented jurisdictions, the role of innovation hubs, and why regulators must accept that technology is no longer neutral in financial markets.