The Planning Collaborative joins this episode for an insightful discussion on the challenges and potential solutions in financing accessory dwelling units (ADUs). As ADUs now make up 21% of new housing permits in states like California, they are becoming part of the housing shortage solution in every community. Our discussion covers homeowners' difficulties in securing loans for ADU projects, exacerbated by high construction costs and interest rates. The discussion highlights the necessity for innovative financial products and legislative changes to enhance the feasibility of ADU construction for homeowners.