Not everyone is ready to buy...and that’s okay. In this episode of The Community Effect, we sit down with Rick Guzman, Executive Director of The Neighbor Project, to explore how rental housing can become a pathway to financial empowerment. The Neighbor Project’s Breakthrough Rental program challenges the idea that renting is a dead end. Instead, it helps families build credit, reduce debt, and save for a down payment; transforming affordable units into stepping stones toward long-term stability and homeownership.   This is a two-part episode, so be sure to tune in for episode 4 as the conversation continues.