When it comes to purchasing a home, there is much to consider. In this podcast, we break down the basics of home buying:Budgeting Getting pre-approvedOptimizing your potentialHow to choose a realtor and what to expect from them We discuss concerns like raising your credit score and dispel misconceptions like down payment requirements. We also provide some easy-to-follow guidelines in selecting a real estate agent that will work to negotiate and coordinate on your behalf.  If you are considering buying a home, this podcast gives you the basics and next steps to get you into a home you can afford and an investment you can be confident in.   This podcast is brought to you by CommunityAmerica Credit Union.  This recording is for educational and entertainment purposes only.  It is not intended to replace the advice of a loan representative or financial advisor.  The examples provided are for illustration purposes only and may not apply to your situation.  Since every situation is different, we recommend speaking to a loan representative or financial advisor regarding your specific needs. All loans are subject to approval.   You may also want to contact your tax advisor for additional tax implications. Any reference to third-party websites are provided for information purposes only and are not endorsed by CommunityAmerica.  CommunityAmerica is an equal housing lender. Please visit CommunityAmerica dot com to learn more about how we can assist you in achieving your Financial Peace of Mind.