With the new year comes new financial challenges.In 2023, experts are predicting an uncertain market, and warnof the continued emergence of a financial crisis/recession.In this podcast, we will be discussing the history of recessions,as well as recession preparedness for varying life stages as itrelates to the present day.Disclosure: Securities and advisory services offered through Copper Financial Network (“Copper Financial”), LLC, Member FINRA/SIPC. Copper Financial is a SEC registered investment adviser. Copper Financial is a wholly-owned subsidiary of CommunityAmerica Credit Union. Wealth Management by CommunityAmerica is a marketing name used by Copper Financial. For important disclosures from Copper Financial, including our Form CRS, please visit here. Investment and insurance products, including annuities: Are not deposits | Are not NCUA or otherwise federally insured | Are not obligations of, or guaranteed by, the credit union | May lose value.