[DONATE] This episode of The Collective US podcast by Northwest Michigan Community Action Agency focuses on the importance of wills, trusts, and estate planning for individuals at any stage of life, regardless of income. Hosts Erica Austin and Ryan Buck speak with Melissa Thompson, NMCAA’s engagement manager, and attorney Mary Ann Wehr, founder of Great Lakes Center for Estate Planning.

The discussion covers the basics of wills—as “maps” through probate—and trusts, which can help avoid probate and keep matters private. Mary Ann Wehr emphasizes simplicity, communicating wishes clearly, and the role of wills in naming guardians for children, which can prevent them from entering foster care if parents die unexpectedly. For older adults, planning can address long-term care costs, Medicaid eligibility, and asset protection. The conversation also explores common reasons people delay estate planning, such as procrastination and the belief they’re too young, and stresses updating documents after life changes.

Guests highlight that legacy giving, such as leaving a percentage of an estate to nonprofits like NMCAA, can significantly support community programs like Meals on Wheels, particularly during the ongoing “great wealth transfer” from the baby boomer generation. They share stories of impactful bequests, creative non-cash gifts, and the benefits of unrestricted donations.

Mary Ann Wehr shares a deeply personal story about losing her son, a firefighter, during the COVID-19 pandemic and how that inspired her to focus on estate planning to help families avoid unnecessary hardship. The episode closes with resources, advice to “just do it” when it comes to planning, and reminders that it’s about creating a roadmap for loved ones, not just preparing for death, but also leaving a meaningful legacy.