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The Clever Investor Property Podcast
Owun Taylor
116 episodes
4 months ago
The Clever Investor Property Podcast is your go-to guide for smart property investing in Australia. Whether you’re a first-time investor or expanding your portfolio, we break down the strategies, market trends, and expert insights to help you build wealth through real estate. Hosted by Owun Taylor an experienced property investor and strategist Delivered in bite-sized chunks, episode are no more than 20 minutes. ✔️ Property market trends & economic insights ✔️ Investment strategies for long-term success ✔️ Real case studies & expert interviews ✔️ Finance, mortgages, and risk management tips 🎧 Tune in for actionable advice that helps you make informed, profitable decisions in the Australian property market. Subscribe now and take control of your financial future!
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Education,
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All content for The Clever Investor Property Podcast is the property of Owun Taylor and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
The Clever Investor Property Podcast is your go-to guide for smart property investing in Australia. Whether you’re a first-time investor or expanding your portfolio, we break down the strategies, market trends, and expert insights to help you build wealth through real estate. Hosted by Owun Taylor an experienced property investor and strategist Delivered in bite-sized chunks, episode are no more than 20 minutes. ✔️ Property market trends & economic insights ✔️ Investment strategies for long-term success ✔️ Real case studies & expert interviews ✔️ Finance, mortgages, and risk management tips 🎧 Tune in for actionable advice that helps you make informed, profitable decisions in the Australian property market. Subscribe now and take control of your financial future!
Show more...
How To
Education,
Business,
Investing,
True Crime
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Pawnbrokers: The evolution of lending
The Clever Investor Property Podcast
8 minutes 45 seconds
1 year ago
Pawnbrokers: The evolution of lending
Imagine a time long ago when people needed money urgently and had to give up something valuable as collateral. This practice marked the beginnings of pawnbroking, a service that has evolved over centuries to become what we see today. Let's take a journey through history to understand how pawnbrokers have transformed into the modern services they are now. Pawnbroking has ancient roots, dating back well over three thousand years. In early civilizations, people faced times when they needed immediate cash but didn't want to permanently part with their cherished belongings. So, they turned to pawnbrokers. These brokers lent money in exchange for items like jewellery, farming tools and even weapons. The borrower could later reclaim their belongings by repaying the loan along with a bit of extra money as interest. My late grandparents and my mother were part of the world of pawnbroking in London, England from the 1940’s into the 1970’s. They understood the value of lending a helping hand during times of need. In their small pawnshop, near Tower Bridge in South East London, they provided an important lifeline to people who required immediate funds but didn't want to part with their cherished belongings forever. This concept, rooted in mutual support, echoes the origins of pawnbroking throughout history. As societies evolved, so did pawnbroking. During the Middle Ages and Renaissance periods, pawnbroking established itself as a formal trade. It was a way for people from all walks of life to secure quick loans without selling their belongings permanently. These pawnshops became important community institutions, providing financial assistance and acting as social safety nets. The Industrial Revolution brought significant changes to pawnbroking. As economies grew and urban centres developed, the demand for quick loans increased. Pawnbrokers adapted by setting up shops in busy city areas, making their services more accessible to a larger population.   In recent times, pawnbroking has become more regulated and structured. Governments have introduced laws to protect both borrowers and lenders, ensuring fair practices. Modern pawnshops offer a range of services beyond just loans. They buy items outright from people who wish to sell them and they also sell pre-owned items to customers. This modernization has turned pawnshops into versatile financial and retail establishments. The traditional pawnbrokers' symbol is three golden balls suspended from a bar. Pawnbroking has evolved from ancient practices of mutual assistance to regulated and modernized financial and retail services. Today's pawnbrokers still provide a valuable option for those seeking quick loans, selling items, or making purchases. While the times have changed, the core function of helping individuals during financial difficulties remains at the heart of the pawnbroking industry.
The Clever Investor Property Podcast
The Clever Investor Property Podcast is your go-to guide for smart property investing in Australia. Whether you’re a first-time investor or expanding your portfolio, we break down the strategies, market trends, and expert insights to help you build wealth through real estate. Hosted by Owun Taylor an experienced property investor and strategist Delivered in bite-sized chunks, episode are no more than 20 minutes. ✔️ Property market trends & economic insights ✔️ Investment strategies for long-term success ✔️ Real case studies & expert interviews ✔️ Finance, mortgages, and risk management tips 🎧 Tune in for actionable advice that helps you make informed, profitable decisions in the Australian property market. Subscribe now and take control of your financial future!