In a time when big banks are footing nine-figure legal bills for the very fraudsters they’re suing, Morgan Stanley is rolling out crypto access to every client — Bitcoin, Ethereum, and Solana included. But while Wall Street tells retirees to “diversify,” Ark Invest has been quietly offloading Solana exposure for four straight days. Chip Mahoney breaks down how institutions use retail as exit liquidity, why the timing matters, and what it means to hold what’s verifiable before it’s valuable.