In this conversation, Melissa Bill and Chief Investment Officer, Vijay Marolia, discuss the recent cuts by the Federal Reserve and their implications for the real estate market, inflation, and investment strategies. Vijay has been featured on Fox News, CNBC, Bloomberg, Barron's and Wharton Business News. Marolia emphasizes the importance of financial literacy and critiques the current economic policies, plus explores the future of gold and silver investment. This discussion highlights:  The challenges faced by young graduates in managing student loan debt and the need for better education in financial matters. Inflation will remain a consistent issue affecting the U.S. economy. The Federal Reserve's role is misunderstood; it does not guarantee economic growth. Real estate market challenges stem more from supply issues than mortgage rates. Private credit is growing rapidly as an investment avenue. Understanding economic history is essential for making informed financial decisions. Don't forget to subscribe and join us for this insightful conversation with Vijay Marolia as we discuss how to surf economic trends.