57. Exposing the Flaws in Employer Healthcare: What Brokers Won’t Tell You with Jay Gepfert

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The Business of Benefits Podcast

Hi Hello Labs Network

65 episodes

1 day ago

For decades, employers have been fed a lie: “There’s nothing you can do to control healthcare costs.” This couldn’t be further from the truth. The system is doing exactly what it was designed to do—profit off of HR, CFOs, and CEOs who believe that lie year after year.With 180 million Americans relying on employer-sponsored healthcare, it’s time to challenge the status quo. The Business of Benefits is your No BS, No Sales guide to the real solutions. No gimmicks—just the truth about how to take control, transform your benefits, and care for your most valuable asset: your people.Each episode dives deep into the data, exposing industry misalignments and inefficiencies that inflate costs while offering actionable strategies for designing financially sustainable, high-value benefits.Through eye-opening interviews with industry insiders, expert analysis, and real-world success stories, hosts Donovan and Chelsea pull back the curtain on the hidden flaws in the healthcare system. The result? An empowering roadmap for employers ready to break free from outdated models and unlock smarter, more sustainable benefits.If you’re tired of the same old sales pitch and ready to rethink benefits, reduce costs, and improve care—this podcast is for you. The truth is out there—are you ready to hear it?

All content for The Business of Benefits Podcast is the property of Hi Hello Labs Network and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

57. Exposing the Flaws in Employer Healthcare: What Brokers Won’t Tell You with Jay Gepfert

The Business of Benefits Podcast

48 minutes

3 months ago

57. Exposing the Flaws in Employer Healthcare: What Brokers Won’t Tell You with Jay Gepfert

In this powerful episode, Donovan Ryckis sits down with Jay Gepfert, President of The Culpepper Group, to unpack what employers don't know—and what it’s costing them. With decades of experience on both the retirement and healthcare side of the fiduciary table, Jay brings the receipts on how hidden broker compensation, lack of transparency, and outdated fee structures are draining company resources and exposing employers to serious risk.

You’ll hear:

Why healthcare benefits need the same due diligence as retirement plans
How compensation models drive broker behavior—and what to demand instead
A real case study showing 46% savings in broker fees
Why the current healthcare system is broken—and how litigation and legislation are forcing change
What you need to start doing now to protect your plan, your budget, and your people

If you're an HR leader, CFO, or CEO who’s ready to ask the tough questions and rethink your benefits strategy—this episode is your playbook.

Learn more about Jay's work: https://www.coulpepperrfp.com
Connect with Jay Young on LinkedIn: https://www.linkedin.com/in/jay-gepfert-rfps-for-retirement-health-and-welfare-plans-a418027/

Subscribe now and hit the bell so you never miss an episode. Because if the truth is out there... are you ready to hear it? Let us know your thoughts in the comments & don’t forget to subscribe for more no-BS insights.

Whether you're an HR professional, CFO, CEO, or just tired of rising healthcare costs, this is your call to rethink benefits strategy and finally take control.

Connect with Chelsea and Donovan:
Website: www.businessofnbenefitspodcast.com
Instagram: https://www.instagram.com/ethoseffectpodcast/
Chelsea: https://www.linkedin.com/in/chelsea-ryckis
Donovan: https://www.linkedin.com/in/donovanryckis/