More and more people in Colorado’s resort and rural towns fall into what’s called “the missing middle.” People who have good jobs, earning decent wages, but who are nonetheless struggling to afford housing where they live. They often earn too much to qualify for federal affordable rental housing programs, which limit eligibility to those whose incomes fall under a certain threshold. On the flip side, they are cost burdened by increasingly expensive and scarce housing.   Colorado is leading the charge to develop programs to serve this population, including CHFA’s Middle-income Access Program (MIAP) and the Middle-income Housing Tax Credit (MIHTC). In this episode, we hear from people working to take advantage of these resources to build and preserve middle-income housing across Colorado: Kimball Crangle, Colorado Market President for Gorman and Company, a national developer of affordable housing; Summit County Commissioner Tamara Pogue; and Steve Cordova, executive director of Las Animas Bent County Housing Authority and Total Concept, a housing and community development corporation serving rural Coloradans.Resources from this episode: * Read more about Colorado’s Middle-income Housing Tax Credit (https://www.chfainfo.com/rental-housing/housing-credit/colorado-state-affordable-housing-tax-credit#MIHTC) * Learn about CHFA’s Middle-income Access program (https://www.chfainfo.com/rental-housing/multifamily-lending/partnership-middle) * Visit Gorman and Company’s Colorado Market Webpage (https://www.gormanusa.com/colorado-market/) * Learn more about Total Concept (https://www.totalconcept.net/) By accessing this podcast, I acknowledge that: views and opinions expressed in this podcast do not necessarily reflect those of Colorado Housing and Finance Authority (CHFA) and that this podcast is for informational purposes only and not legal, financial or other advice. CHFA does not warrant or represent the accuracy, currency, or suitability of the information provided and reference to any specific product or entity does not necessarily constitute CHFA’s endorsement or recommendation of it. The podcast may not be reproduced or redistributed without CHFA’s prior written consent and may be subject to the respective terms and policies of CHFA and the podcast hosting provider(s). CHFA is an Equal Opportunity Lender. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin. For more information about CHFA, nondiscrimination, and other legal notices please visit chfainfo.com. Copyright ©2025 Colorado Housing and Finance Authority. All rights reserved.