In this episode of the Brian and Kindra Show, we cover the basics of what a mortgage is, including its definition, the process of obtaining one, and why it can be a lengthy process. We also discuss various types of mortgages such as fixed-rate, adjustable-rate, FHA, VA, and more, explaining how banks make money from mortgages, the concept of interests, and the impact of loan terms on both banks and borrowers. Additionally, they touch on the topics of mortgage insurance, home equities, balloon mortgages, and assumable mortgages. The conversation also veers into more personal anecdotes and humor, mentioning tattoos, a spy-themed joke, and reflections on budgeting and financial decisions. Tune in to get insight into the financial workings behind purchasing a home!