Roth Conversion.
Taxes are low and they aren't staying low is my thought!
Take a look at the history of taxes in the US!   (I've included a pdf). We’re at historic lows right now!
The idea for everyone to consider right now, get as much money as possible into ROTH IRA accounts.  Doing these Roth Conversions as they are an opportunity now that will provide very beneficial when taxes go UP.  Additionally, if there is another market decline, it's going to provide a very good opportunity to do this ROTH conversion!
Filling your current bracket is the KEY!  I think it makes sense for older people too because they will pass on ROTH IRA that will give their heirs tax free money.
What are your thoughts? Email us: Support@maranantha.com
*Did you know social security wasn't taxed before 1983? In 1984 they started taxing part of social security....  Kind of scary if you think about it... 
https://www.ssa.gov/history/taxationofbenefits.htm

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