Have you ever got a free annual credit report on your own?

If you’re like most people, you don’t think about your credit score very often, let alone think about getting a free annual credit report. Heck, I used to only think about mine when I was about to apply for an auto loan or a mortgage.

If you don’t know your credit score, you’re not alone. In fact, many people I know don’t know their current credit score, and some have never checked their credit score. According to a post on Lexington Law, 54% of Americans say they never check their credit scores.

Many people think that you only need a good credit score if you’re looking to get a loan or a credit card. But if you dive into this episode of the podcast, you’ll see there are several reasons you need a good credit report.

Let’s go!!

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For the full show notes, links, and resources, visit https://www.austinbollinger.com/podcast/033-crush-your-financial-goals-with-a-free-credit-report/

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Show Notes

— Credit Report vs. Credit Score – [03:19]

— Hard Checks vs. Soft Checks – [04:16 ]

— Top 5 Reasons to get a Free Annual Credit Report – [05:06]

— 1. Saving Money – [05:41]

— 2. Save More Money by Getting Better Insurance Rates – [06:51]

— 3. Rebuild Bad Credit or Fix Credit Errors – [08:34]

— 4. Spot Identity Theft – [10:42]

— 5. Keep Your Score Healthy – [13:12]

— BONUS. It’s Free, so Why Not? – [15:41]

— How often should you run a report? – [17:53]