Jay Toups and Randy Ponthie, President & CEO of Southern Heritage Bank, discuss community banking, stepping outside of your comfort zone, and more in this episode of The Bankercast. Randy has been in his position for more than three years and discusses the changes and challenges he has faced in this new role in community banking.

Jay Toups and Addison Henry, CEO of Vine Investment Partners have a wide ranging discussion from the process of monetizing tax credits, economics, taxes and the lessons learned from starting your own business.

Join us as we sit down with Russell Guess to explore his inspiring journey in the banking industry and the lessons he's learned along the way. Discover his insights on navigating today's economic challenges and how they shape the future of banking. Intro: 0:00 - 7:00 Testimony: 7:00 - 31:06 Life Lessons: 31:06 - 34:30 Politics/Economy/Banking: 34:30 - 53:17 Lagniappe: 53:17 - End

In this episode, Jason Patout, Senior Vice President of Gulf Coast Bank, delves into the benefits of community banking and its role in local economies. We also explore the challenges and opportunities of maintaining a family business, balancing tradition with the need for innovation. 4:00 Benefits of working in a community bank 9:00 What it's like being a third-generation banker/family ties 20:14 Tradition vs. innovation 31:00 Importance of personal relationships 38:05 Lagniappe

In this podcast episode, Mike Hipp, President of Gibsland Bank, shares practical banking advice and wisdom from his years of experience. He talks about key financial strategies, the importance of customer relationships, and how banking is changing. Mike also gives tips on handling economic challenges and finding growth opportunities, making this episode a great listen for anyone interested in finance. Intro 0:00 Important banking lessons 6:50 Change within a company 11:45 Relationship...

The Bankercast is pleased to have Jeff Fair from American Planning join us to discuss the numerous challenges facing the community banking industry. With decades of experience in banking, Fair offers insights trusted by bankers across the southeastern region and beyond. Current Banking Dilemma- 0:00 Taking Risks- 14:00 Need a Better System- 19:00 Covid & Infrastructure Money- 31:00 Importance of Experience- 39:00 Thoughts on the Future- 50:40 Liquidity- 58:55 Lagniappe- 1:03:10

Join us on the latest episode of Banker Cast with S1 Technologies' Hunter Thevis as we unpack the essentials of branding, security, and share valuable advice. Tune in for a concise guide to navigating the banking landscape in the digital age. Intro: 3:30 Branding: 13:00 Security: 15:30 What must you do? 21:50 Advice and Motivation: 30:20 Lagniappe: 44:20

In this special Bankercast episode, we reflect on the transformative highlights of 2023, celebrating the growth and accomplishments at High Performance Teams. Grateful for the milestones achieved, we express our appreciation and delve into how these experiences have fueled our commitment to shaping better teams for better business in the banking industry. Intro: 0:00 Growth at HPT: 1:26 Post-Modern Problems and Solutions: 18:33 Episode Recaps: 24:53 Importance of Listening: 28:30 Lagniappe: ...

In this episode of Bankercast, join us as we address recruiting with a special guest, Kayla Stoulig, the HR Manager at Gulf Coast Bank. Together, we explore the qualities that make a candidate stand out, from strong work ethic to a sense of responsibility. Tune in for valuable insights on finding the right talent to build a thriving and dynamic team in the banking industry. Intro: 0:00 Recruiting Issues: 17:10 What to Look For: 21:55 Categories of Responsibility: 28:43 Emotional Intelligence...

Join us in this episode as we sit down with Carey Chopin, an experienced commercial lender, to explore advice within the world of banking. Beyond banking, he also imparts wisdom on the importance of teamwork and shares life lessons, making this episode a must-listen for anyone seeking financial wisdom and personal growth. Intro 0:00 Background Information 1:25 Foundational lessons 9:56 Joyful side of Banking 19:26 Interest Rates 25:54 Teamwork 29:25 Lagniappe 33:55 Contact Info 44:30

In this podcast episode, we delve into the world of tax credits and financial innovation with Vine. Join us as we explore how Vine navigates the landscape of tax credits, uncovering unique strategies and success stories. Our special guest, Addison Henry, provides firsthand insights into Vine's remarkable journey and the their financial solutions. Who is Addison? 1:20 What is Vine? 9:16 Background /How was this started? 14:40 What does Addison love about it? 19:16 What is the resale of tax cr...

With the second largest bank failure in US history looming in the background, Smith Shellnut Wilson's Russell Guess dives into how and why certain big banks have gone under in the past few months. Guess, a man with extensive background in different facets of the banking industry, offers a well researched and thoughtful perspective. As a bonus, listen in to glean valuable insight from Guess's career in the Marine Corps and his service in Iraq. :00 - Background, career path...

When it comes to banking, regulation and legislation play no small role in determining the health of the industry. Thankfully, we can look to the Louisiana Bankers Association to promote policies that benefit bankers and consumers alike. Listen to LBA's new CEO Ginger Laurent update us on the latest legislation affecting Louisiana bankers today. Ginger Laurent :00 - A recap of year 1 as CEO of the LBA 4:45 - Projecting the role of the LBA in the coming years 9:15 - Legislat...

Join us on this episode in welcoming Winnsboro State Bank's Howard Dee Smith (President and CEO). Howard Dee recounts a lively story of Winnsboro's rapid acceleration over the past three years and shares some tips to their overwhelming success. Listen in for a thoroughly entertaining, and informative, conversation. :15 - Introduction to Winnsboro and Howard Dee 7:50 - How to rocket launch a stagnant bank 14:10 - How to "turn on the loan engine" 19:00 - Learning from the pas...

The Bankercast welcomes American Planning's Jeff Fair to discuss the whirlwind of challenges battering the community banking industry today. Fair brings to the table decades of experience in the banking world and a perspective trusted by bankers throughout the southeast and beyond. Tune in for an invaluable industry overview and quite a few laughs. 2:45- Examining the economic climate for the upcoming year 30:15- Challenges to the American economy of the future 47:45- How rising i...

In this special edition of BankerCast, Jay Toups and Joseph Benton of High Performance Teams, by RMR, Inc. interrupt regularly scheduled programming to celebrate twenty exciting years of operation. Tune in for a riveting story and to glean key insights into starting a business built to last. BankerCast Anniversary Podcast Summary 1:44 – Jay’s Background and Family4:45- Early History of HPT10:00 – Pro-tips to Managing the Volatility of Business11:50 – First Pivot: Katrina18:20 – Pivots ...

I think, without fail, our small business customers want us to know something about them and at the same time, there are things that we wish we could get small business customers to understand about our side of things. Byron Earnheart at the Barret School of Banking/host or Main Street Banking and Jay Toups, Pres/CEO of High Performance Teams have a long resume of working both with banks and small businesses. So, Byron and I got together and thought about things both sides of the table ...

CEO of Smith Shellnut Wilson, Frank Smith, started his business over 20 years ago. In this episode, Frank shares the wisdom he has learned during his career in banking, gives us insight on how banks manage their investment portfolios, and takes a look at the state of affairs in banking today as well as the future. 0:00 - Intro 7:40 - Earning your Stripes 13:50 - The Rate Environment/Recession 23:00 - Employee Cost 25:00 - Interest Rate Risk 32:40 - Serving and Enjoying the Work 36:35 ...

After being in the sales game as both a student and a teacher, Reece Theriot started his company, Fulcrum Sales and Marketing, to solve problems and build meaningful relationships. 0:00 - Intro 4:24 - Sales Background 13:40 - Advice for Sales in Banking 17:15 - The definition of sales 21:05 - Inbound and Outbound Marketing 25:15 - Cold Call Strategies 34:10 - Why Fulcrum? 39:43 - Does it really work? 43:00 - How to cross the finish line 56:35 - Hungry, Humble, and Smart 1:02:49 - Outro

Fred Mills joins host Jay Toups to take a fun look at the changing face of banking, people and customers. Fred is a bank CEO, owns and operates a pharmacy, and is a Louisiana State Senator. Listen to his fun stories about marketing and his wisdom that comes from experience. This is a podcast you will want to listen all the way through. Time Stamps: 0:00-4:23 Introduction 4:23-7:03 Biggest Changes in Banking 7:03-9:34 Young Talent & Filling the Roles 9:34-16:40 Taunte Pills & Ma...