Financial technology is providing us with new apps that facilitate the way we make payments, get access to credit, manage our finances and invest. This simply adds more competition within the financial industry, which is a threat to the big banks. Now we can get mortgages within 24 hours, get access to credit anytime, use apps to improve our credit scores, trade with 0 fees, lower interest rates, etc. Fintech managed to take advantage of the accessibility of mobile and improve the user experience, and hence, provide services better than the way banks would. It's an industry with tons of future growth potential and has seen accelerated growth because of COVID-19. This and more in today's episode!!