Your portfolio might be balanced on paper—but what about your emotions? In this episode of The Above Board Podcast, John Kennedy, CFP®, explores how fear, bias, and past experiences can quietly steer your financial decisions. From holding too much cash to sticking with a stock out of loyalty, emotional allocation can derail even the best strategies. John shares practical ways to check in with yourself and stay grounded—because real balance isn’t just in your investments, it’s in how you think about them. 00:34 Understanding Emotional Allocation 01:37 Real-Life Examples of Emotional Allocation 05:23 Behavioral Finance Concepts 06:42 Strategies to Balance Emotional Allocation 10:42 Final Thoughts