What happens when your rent looks a lot like a mortgage, but lenders keep saying no? We sit down with Mark to unpack how he and Shelly went from casual work, rising rents, and thin savings to owning a low maintenance beachside unit in their 60s—without pretending the numbers were easy. We walk through the moments that changed their trajectory: both securing full time roles, setting clear non-negotiables (no renovations, stable cash flow), and using KiwiSaver to close the deposit gap. After p...
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What happens when your rent looks a lot like a mortgage, but lenders keep saying no? We sit down with Mark to unpack how he and Shelly went from casual work, rising rents, and thin savings to owning a low maintenance beachside unit in their 60s—without pretending the numbers were easy. We walk through the moments that changed their trajectory: both securing full time roles, setting clear non-negotiables (no renovations, stable cash flow), and using KiwiSaver to close the deposit gap. After p...
How The Right Insurance Turned A Crisis Into A Lifeline For A Young Family;
That Home Loan Hub
32 minutes
2 weeks ago
How The Right Insurance Turned A Crisis Into A Lifeline For A Young Family;
A single night out changed everything for a self-employed dad-to-be—until a well-structured plan kicked in. We sit down with adviser Blake Sutton to unpack how income protection, trauma cover, and private health insurance work in the real world, not just on paper. Blake’s three-generation insurance story takes us from hospitality floors to claim forms, and from corporate constraints to building Ridgeline Insurance around people, not policies. You’ll hear the anatomy of a claim that mattered:...
That Home Loan Hub
What happens when your rent looks a lot like a mortgage, but lenders keep saying no? We sit down with Mark to unpack how he and Shelly went from casual work, rising rents, and thin savings to owning a low maintenance beachside unit in their 60s—without pretending the numbers were easy. We walk through the moments that changed their trajectory: both securing full time roles, setting clear non-negotiables (no renovations, stable cash flow), and using KiwiSaver to close the deposit gap. After p...
