In this episode of the Tech Tides Africa podcast, Kelvin and Karen are joined by Olufemi Olanipekun, the co-founder and CEO of Veend, a Lagos-based fintech startup transforming how Africans access credit. Olufemi walks us through his entrepreneurial journey, the challenges of building a tech startup in Nigeria, and the inspiration behind launching Veend. He introduces Vida, Veend’s proprietary AI-powered credit decision engine, and explains how it’s helping lenders make smarter, fairer, and faster credit decisions even in informal and underserved markets. From navigating Nigeria’s tough regulatory landscape to using AI to boost Buy Now, Pay Later (BNPL) adoption, this episode is a must-listen for anyone interested in fintech in Africa, AI in financial services, and the future of financial inclusion. Meet our Guest:  Olufemi Olanipekun: https://www.linkedin.com/in/iolufemi/   Learn more about Veend: https://www.veendhq.com   📢 Connect with Us! Twitter/X: @stgr_africa LinkedIn: https://www.linkedin.com/company/stgrafrica/  Instagram: https://www.instagram.com/stgr_africa/ Facebook: https://www.facebook.com/startupgraveyard.africa Kelvin: https://www.linkedin.com/in/kelvingobo  Karen: https://www.linkedin.com/in/karen-maina-84154937/ Joyce (Producer): https://www.linkedin.com/in/joycejohnaliche/ Visit our website: https://startupgraveyard.africa Support our work: https://selar.com/showlove/stgr-africa Signup to our Newsletter: https://startupgraveyardafrica.substack.com