
In this episode, we break down the Premium Tax Credit, a program designed to make health insurance more affordable. Learn how to qualify, the difference between Advance Premium Tax Credits (APTC) and end-of-year credits, and the steps to claim them. We’ll guide you through eligibility requirements, how to apply through the Health Insurance Marketplace, and the reconciliation process with IRS Form 8962. Whether you’re looking to lower your monthly premiums or claim a credit when filing your taxes, this episode will help you navigate the system and maximize your savings in 2023!