In the sixth episode of Table Talk w/ TLC, Siddhansh sits down with Ronit Harisingani, who is the co-founder of a micro-investing app called Spare 8.  They talk about many financial terms such as SIPs, stock market, mutual funds, IPOs, and why people should invest. They also talk about the lack of financial literacy in India, how percentages can change your perspective, whether micro-investing will work in India, and finally, what is the first step for any 18-21-year-olds after learning about these basic financial terms and what they can do.