Joining me today is Catherine Marks. Catherine joined Deloitte having undertaken a degree in Management with German at Nottingham University. After 7 years at Deloitte, including stints in Birmingham, London and Zurich across audit, reorganisation services and Transaction Services, Catherine joined RBS. Here, she spent a further 6 years in Global Restructuring and Head of Complex Disposal Support (in-house M&A) before FP&A and Investor Relations roles at Viacom and NewDay. Today, Catherine is Head of Group FP&A at O2.