Intersekt Live 2025 - David Carbines (Cogsflow)

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Sub11 Uncovered: Amplifying Innovation

Christopher Titley

29 episodes

1 week ago

Connecting, networking and community building is hard - this podcast aims to do just that sharing stories from different walks of "business" life from startups, investors, entrepreneurs and corporates.

Technology

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Technology

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Intersekt Live 2025 - David Carbines (Cogsflow)

Sub11 Uncovered: Amplifying Innovation

6 minutes 45 seconds

4 weeks ago

Intersekt Live 2025 - David Carbines (Cogsflow)

SME lending, AI credit models, and a patchy economy — David Carbines covers it all in this lively Intersekt chat.

Chris Titley sits down with David Carbines, founder of Cogsflow, to unpack:
💼 How Cogsflow has navigated a year of rapid growth and shifting economic conditions
🤖 Why they’re cautiously integrating AI into their credit models — and why “smart but ill-disciplined employees” is the perfect metaphor for LLMs
🌏 How global trade shifts are influencing Aussie SMEs’ expansion plans
⚡ The tech priorities driving better merchant experiences, speed, and sustainable growth
🔥 Why intersecting with the fintech ecosystem in Melbourne remains invaluable for interstate founders

A candid conversation on fintech strategy, AI experimentation, and staying sharp in a fast-moving market.