Dr. Jess sits down with her sisters, Ashley [first-time home buyer] and Krissy [award winning realtor, Kristen Sessions] to detail their first-time home buying experiences. In part I of this episode, we discuss the initial steps taken on our journey and slowly navigate through all of the moving parts we didn’t know were coming. Helpful resources detailed in this episode and part II are listed below!

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Helpful Links:

• https://www.annualcreditreport.com/index.action 
• https://www.businessinsider.com/personal-finance/first-time-homebuyer-programs-by-state?utm_source=copy-link&utm_medium=referral&utm_content=topbar
• https://www.nerdwallet.com/article/mortgages/tips-for-first-time-home-buyers
• https://www.nerdwallet.com/blog/mortgages/first-time-home-buyer-programs-by-state/

Home Buying: Learn everything you need to know about buying a home.

- https://www.rocketmortgage.com/learn/home-buying

Earnest money: Earnest money is put down before closing on a house to show you’re serious about purchasing. It’s also known as a good faith deposit.

- https://www.rocketmortgage.com/learn/earnest-money

Closing cost: expenses you pay to your lender in exchange for loan services.

• Closing Costs: What Are They And How Much? | Rocket Mortgage

Down payment: a large initial payment that you make when you buy a home. It’s usually a percentage of the purchase price and ranges from as little as 3% to as much as 20% for a primary residence.

• What Is A Down Payment? | Rocket Mortgage