Loren talks with Maureen Pechacek—trailblazing tax leader and founder of Consuela Angels—about mentors that change your trajectory, speaking up with cultural savvy, and simple money moves that build real security. They cover estate basics, asset protection, and why consistency beats intensity with money.

Key Takeaways:

• Money matters. Live within your means, automate saving, and let compounding work.

• Pay yourself first. Save half of every raise/bonus and bump contributions quarterly.

• Know your numbers. List assets, debts, income, and fixed vs. variable expenses.

• Protect it. Will/trust + healthcare directives; use LLCs for rentals/businesses and add an umbrella policy.

• Pensions are tricky. Survivor elections at retirement are irrevocable—read the docs.

• Career path ≠ only entrepreneurship. You can build major wealth as a high-value employee.

• Speak up, smartly. Tell the truth—but read the culture and aim for the end result.

• Consuela Angels. “Nurture potential. Honor wisdom.” Teens gain skills; seniors share wisdom.