17: How to Scale Your Premiums Up and Down

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StackedLife - Authorized Infinite Banking

John D. Perrings

22 episodes

1 month ago

StackedLife is the podcast for smart savers hungry for real, proven financial strategies. I'm John Perrings, an Authorized Infinite Banking Practitioner. In this weekly podcast, I cut through the noise to deliver practical, principle-based strategies rooted in IBC that work regardless of market conditions. If you're done with status quo advice and want to grow your wealth and income with safe, foundational strategies, this is your roadmap to financial independence.

All content for StackedLife - Authorized Infinite Banking is the property of John D. Perrings and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

17: How to Scale Your Premiums Up and Down

StackedLife - Authorized Infinite Banking

14 minutes

4 months ago

17: How to Scale Your Premiums Up and Down

Whole Life insurance premiums are not as "locked-in" as people sometimes fear. Listen in to learn how to scale premiums down during a cash crunch and, more importantly, scale premiums up to accelerate growth.

LINKS:

1. Get a free one-on-one Financial Assessment

2. Get my free weekly newsletter with exclusive content on financial education

3. Free mini-course: Supercharge Financial Growth with Whole Life

4. Work with me: Schedule a consultation

(00:00) - 017 How to Scale Premium Up and Down
(01:51) - How I Have Used Whole Life Flexibility, Personally
(03:26) - Comparing Whole Life Insurance to Other Insurance
(04:07) - Setting the Stage for Flexibility
(06:17) - Scale Down PUA Premium
(09:04) - Using Policy Loans to Pay Premium
(10:24) - Premium Offsets to Pay Premium
(11:16) - Scale Up PUA Premium Payments to Accelerate Growth
(11:53) - Balanced Policy Design vs. Maxed Out PUA
(13:54) - Conclusion and Next Steps