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StackedLife - Authorized Infinite Banking
John D. Perrings
22 episodes
1 month ago
StackedLife is the podcast for smart savers hungry for real, proven financial strategies. I'm John Perrings, an Authorized Infinite Banking Practitioner. In this weekly podcast, I cut through the noise to deliver practical, principle-based strategies rooted in IBC that work regardless of market conditions. If you're done with status quo advice and want to grow your wealth and income with safe, foundational strategies, this is your roadmap to financial independence.
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How To
Education,
Business,
Investing
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All content for StackedLife - Authorized Infinite Banking is the property of John D. Perrings and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
StackedLife is the podcast for smart savers hungry for real, proven financial strategies. I'm John Perrings, an Authorized Infinite Banking Practitioner. In this weekly podcast, I cut through the noise to deliver practical, principle-based strategies rooted in IBC that work regardless of market conditions. If you're done with status quo advice and want to grow your wealth and income with safe, foundational strategies, this is your roadmap to financial independence.
Show more...
How To
Education,
Business,
Investing
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14: The True Cost of Term Insurance
StackedLife - Authorized Infinite Banking
14 minutes
5 months ago
14: The True Cost of Term Insurance

Is term insurance to blame for the fact that every generation essentially has to start from zero, financially?

In this episode, I break down the real financial math behind term insurance versus whole life insurance, revealing how a seemingly 'cheap' $1,100 annual term premium can actually cost a family over $43 million across three generations. I'll show you why comparing these two types of insurance requires understanding net compound costs, not just premium prices.

  • (00:00) - 113 The True Cost of Term Insurance
  • (00:14) - Introduction to Asset Classes
  • (01:10) - Renting vs. Owning
  • (02:29) - Understanding Cash Value and Policy Equity
  • (04:08) - Grade School Math vs. Financial Math
  • (05:58) - Net Compound Cost of Term Insurance Premiums
  • (11:08) - Generational Impact of Expiring Term Death Benefit
StackedLife - Authorized Infinite Banking
StackedLife is the podcast for smart savers hungry for real, proven financial strategies. I'm John Perrings, an Authorized Infinite Banking Practitioner. In this weekly podcast, I cut through the noise to deliver practical, principle-based strategies rooted in IBC that work regardless of market conditions. If you're done with status quo advice and want to grow your wealth and income with safe, foundational strategies, this is your roadmap to financial independence.