In this episode, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions dive into one of the most important—and often misunderstood—topics in retirement planning: Social Security. They cover when to take it, how spousal and survivor benefits work, and the impact of early versus delayed claiming. Jim & Casey also bust some common myths and walk through real-life scenarios that help you think strategically about how Social Security fits into your broader retirement income plan.Want to work with us? Visit: http://retirewithmartin.com/Learn more: www.planwellretirehappy.com 00:00 Introduction: The Importance of Social Security Planning01:10 Meet the Hosts: Jim Martin & Casey Bibb01:45 Why Timing Matters for Social Security03:20 Misconceptions About Taking Benefits Early06:08 Full Retirement Age Explained07:44 Delayed Credits: Why Waiting Can Pay Off09:16 Spousal Benefits and Eligibility Rules13:10 Survivor Benefits: What Widows and Widowers Need to Know15:43 Real-Life Client Example: Strategic Claiming18:22 How Social Security Fits Into a Broader Retirement Plan22:18 Wrap-Up and Key Takeaways Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.