In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions tackle the question that keeps many investors up at night — “What if ....?” They unpack the “what ifs” that often cloud retirement planning — market volatility, inflation, healthcare costs, and unexpected life changes. Jim and Casey share how proper planning can turn uncertainty into confidence through diversification, income planning, and risk management. They also discuss how retirees can prepare emotionally and financially for market fluctuations, and why the right strategy matters more than trying to time the market. This conversation offers a calm, rational look at how to protect your retirement plan when the future feels uncertain. 👉 http://retirewithmartin.com/ ← Learn about working with us👉 www.planwellretirehappy.com Timestamps:00:00 Introduction: The “What If” Scenarios of Retirement01:03 Meet the Hosts – Jim & Casey02:00 The Fear of Retiring Before a Market Drop04:28 How Diversification Protects Income07:40 Building a Retirement Plan That Survives “What Ifs”10:52 Inflation, Healthcare, and the Unexpected Costs of Retirement13:17 The Emotional Side of Market Volatility15:30 Real-Life Client Example: Staying the Course During a Downturn18:45 Why Planning Beats Prediction21:12 Final Thoughts & Takeaways Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.