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sIMMPLy Lovaii - Expert with a Heart
Timbre Media, IMMPL
24 episodes
1 month ago

Money can turn your dreams into reality. Earn, save and live your life just the way you want it. Simple, isn't it? Or maybe not so simple? It takes time, expertise, experience and never-ending vigilance to make your hard-earned money do your bidding. Here is Lovaii Navlakhi who brings you all of those to make it simple for you. Among the first certified financial planners in India and the first financial transitionist in Asia, he is passionate about helping you grow your money through dips and peaks, as also all those transitions life must undergo. And he set up International Money Matters Private Limited nearly a quarter century ago. Simmply the right person to have on your money side, right? In this podcast, Lovaii does what he loves best. He draws on his intimate knowledge of the cherished dreams and daunting financial challenges of thousands across the oceans and the decades. And unstintingly shares his wealth of experience to make a tangible difference in the quantity of your wealth and, consequentially, the quality of your life. Wherever you are or your wealth is in the world, Lovaii has the key to unravel what’s best for you. Lend an ear to his new podcast, “Simmply Yours.” Harvest ripe tips on how to make your money work for the life you want and deserve. And learn why money is not that simple to hold and grow unless you are willing to keep your eyes and ears always open, think and act smart. That's Simpply the natural way, when you are with Lovaii!

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All content for sIMMPLy Lovaii - Expert with a Heart is the property of Timbre Media, IMMPL and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

Money can turn your dreams into reality. Earn, save and live your life just the way you want it. Simple, isn't it? Or maybe not so simple? It takes time, expertise, experience and never-ending vigilance to make your hard-earned money do your bidding. Here is Lovaii Navlakhi who brings you all of those to make it simple for you. Among the first certified financial planners in India and the first financial transitionist in Asia, he is passionate about helping you grow your money through dips and peaks, as also all those transitions life must undergo. And he set up International Money Matters Private Limited nearly a quarter century ago. Simmply the right person to have on your money side, right? In this podcast, Lovaii does what he loves best. He draws on his intimate knowledge of the cherished dreams and daunting financial challenges of thousands across the oceans and the decades. And unstintingly shares his wealth of experience to make a tangible difference in the quantity of your wealth and, consequentially, the quality of your life. Wherever you are or your wealth is in the world, Lovaii has the key to unravel what’s best for you. Lend an ear to his new podcast, “Simmply Yours.” Harvest ripe tips on how to make your money work for the life you want and deserve. And learn why money is not that simple to hold and grow unless you are willing to keep your eyes and ears always open, think and act smart. That's Simpply the natural way, when you are with Lovaii!

Show more...
Careers
Business
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Ep 021 : From First Pay check to First Portfolio : New financial Inning
sIMMPLy Lovaii - Expert with a Heart
27 minutes
4 months ago
Ep 021 : From First Pay check to First Portfolio : New financial Inning

What To Do With Your First Salary?

Just started earning? Your first paycheck can be exciting — and overwhelming. In this episode, we break down what really happens to your salary, how to build smart financial habits early, and why the decisions you make now can shape your financial future.


Whether you're in your first job or just beginning to manage your money, this episode is your starting point for long-term financial confidence.


Why is my in-hand salary so much less than my CTC?


  • Understand the difference between CTC and take-home pay
  • Breakdown of EPF, TDS, professional tax, and other deductions
  • Learn how to read and interpret your payslip

How much of my salary should I save or invest each month?


  • The 50/30/20 rule explained with practical examples
  • Realistic alternatives based on your lifestyle and goals
  • Building a habit of consistent saving and investing

Should I keep my money in a savings account or start investing?


  • When to use savings accounts, FDs, or start SIPs
  • How to begin investing with small amounts
  • Why time matters more than the amount when it comes to investing

How do I know the difference between good spending and wasting money?


  • Understanding needs vs. wants
  • Using simple tools to track spending and cut unnecessary expenses
  • How to spend without guilt — but with intention

What’s the best way to build a good credit score early?


  • Smart use of credit cards to build credit, not debt
  • Dos and don’ts for loans and repayments
  • Habits that help maintain a strong credit profile

What does financial freedom really mean, and how do I work toward it in my 20s?


  • It’s about choices — not just money
  • Setting real goals: travel, home, business, or early retirement
  • Laying the foundation now for a future you’ll thank yourself for
sIMMPLy Lovaii - Expert with a Heart

Money can turn your dreams into reality. Earn, save and live your life just the way you want it. Simple, isn't it? Or maybe not so simple? It takes time, expertise, experience and never-ending vigilance to make your hard-earned money do your bidding. Here is Lovaii Navlakhi who brings you all of those to make it simple for you. Among the first certified financial planners in India and the first financial transitionist in Asia, he is passionate about helping you grow your money through dips and peaks, as also all those transitions life must undergo. And he set up International Money Matters Private Limited nearly a quarter century ago. Simmply the right person to have on your money side, right? In this podcast, Lovaii does what he loves best. He draws on his intimate knowledge of the cherished dreams and daunting financial challenges of thousands across the oceans and the decades. And unstintingly shares his wealth of experience to make a tangible difference in the quantity of your wealth and, consequentially, the quality of your life. Wherever you are or your wealth is in the world, Lovaii has the key to unravel what’s best for you. Lend an ear to his new podcast, “Simmply Yours.” Harvest ripe tips on how to make your money work for the life you want and deserve. And learn why money is not that simple to hold and grow unless you are willing to keep your eyes and ears always open, think and act smart. That's Simpply the natural way, when you are with Lovaii!