The last chapter described Baba's reminiscences about two goats. This describes more such reminiscences and relates the story of Veerbhadrappa and Chenbassappa. Blessed is the face of Sai. If we cast a glance at Him for a moment, He destroys the sorrow of many past births and confers great bliss on us; and if He looks at us with grace, our bondage of Karma is immediately snapped away and we are led to happiness. The river Ganges washes away the dirt and sins of all people who go to her for a bath; but she intently longs for the saints to come to her and bless her with their feet and remove all the dirt (sins) accumulated in her. She knows for certain that this accumulation can only be removed by the holy feet of the saints. Sai is the crest-jewel of the saints, and now hear from Him the following purifying story. The Snake and the Frog Sai Baba said - morning after taking My breakfast I strolled along till I came to a small river bank. As I was tired, I rested there, washed My hands and feet and had a bath and felt refreshed. There was a footpath and a cart-track sheltered by shady trees. The breeze was also blowing gently. As I was preparing to smoke chillim (pipe), I heard the croaking of a frog. I was striking the flint and lighting the fire, when a traveller turned up, sat by My side, bowed to Me and politely invited Me to his house for meals and rest. He lit up the pipe and handed it over to Me. The croaking was heard again and he wanted to know what it was. I told him that a frog was in trouble and was tasting the bitter fruit of its own karma. We have to reap now the fruit of what we sow (do) in our past life, and there is no use in crying about it. Then he smoked and handed over the pipe to Me and said that he would go there in person and see for himself. I told him that a frog was caught by a big snake and was crying. Both were very wicked in their past life and were now reaping the fruit of their actions in these bodies. He went out and found that a huge black serpent was holding a big frog in its mouth.