For young Singaporeans, buying a first home is a monumental step—a rite of passage that marks the beginning of financial independence. But in a market as complex as Singapore's, this journey can feel overwhelming. This episode serves as your comprehensive guide, turning daunting complexities into a clear, actionable roadmap.

We break down every critical stage of the home-buying process. We start by demystifying HDB's intricate eligibility schemes and then dive deep into one of the biggest decisions you'll make: choosing between a new BTO flat and a resale property. You'll learn how to master your finances by comparing HDB and bank loans, strategically leveraging CPF grants to your advantage, and planning for every upfront cost to avoid common pitfalls.

Beyond the immediate purchase, we explore how to think long-term. Discover how to use the URA Master Plan to select a location with future growth potential and understand how your first property can become the foundation for asset progression. This episode equips you with the strategic knowledge to not just buy a house, but to make a confident, informed investment in your future.