Debt Investing Masterclass | Ft. Kirtan Shah | Sanjay Kathuria Podcast | EP16
In this episode of the Sanjay Kathuria Podcast, we sit down with Kirtan Shah, one of India’s most trusted voices in finance, investing, and wealth management.
Kirtan is the Founder & CEO of Credence Wealth and FPA Edutech, and a CNBC, Zee Business & ET Now regular. With deep expertise in markets, treasury, and financial education, he’s been recognized in BW 40 Under 40 and Young Entrepreneur Awards.
In this power-packed episode, Kirtan breaks down the complete Debt Fund Masterclass — explaining why Debt Funds can outperform FDs, how to analyze fund risks, and which Debt Funds to invest in 2025. Whether you’re looking for steady returns, emergency fund options, or low-risk investing, this episode will help you make smarter, safer financial decisions.
What You’ll Learn
- How Debt Funds actually work
- Why Debt Funds can beat FDs
- Tax advantages of Debt Funds
- Best Debt Funds for 2025
- Franklin Case Study & Lessons for Investors
🎬 Timestamps
00:00 – Podcast Teaser
02:58 – Guest Introduction
03:25 – Debt Funds Explained
05:51 – Terms of Promissory Note
07:25 – Debt Fund’s Risk Explained
14:30 – Types of Debt Funds
25:40 – FD Vs Liquid Funds
28:28 – Debt Fund’s Tax Benefits
30:24 – Best Fund for Emergency Fund
32:00 – Arbitrage Fund Explained
38:15 – Best Debt Funds up to 3 Years
47:05 – Debt Vs Equity Funds
57:42 – Best Debt Funds for Long Term
01:14:40 – Franklin Case Study
01:26:00 – Episode Outro
🔗 Guest Socials
Instagram: https://www.instagram.com/kirtanshahcfp
LinkedIn: https://www.linkedin.com/in/kirtanshahcfp
Twitter: https://x.com/kirtanshahcfp
📲 Sanjay Kathuria Podcast Handles
Instagram: https://www.instagram.com/sanjaykathuriapodcast
YouTube (Main): https://www.youtube.com/@sanjaykathuriapodcast
YouTube (Clips): https://www.youtube.com/@SKPClips
Facebook: https://www.facebook.com/sanjaykathuriapodcasts
🙋♂️ Connect with Sanjay Kathuria:
Instagram: https://www.instagram.com/financebysanjay
Facebook: https://facebook.com/financebysanjay
LinkedIn: https://linkedin.com/in/sanjaykathuria
Twitter: https://twitter.com/sanjaykathuria
YouTube: https://www.youtube.com/@Sanjay_Kathuria
🧵 Hashtags
#KirtanShah #DebtFunds #FinancialFreedom #WealthCreation #MutualFunds #SKPodcast #SanjayKathuria
🔍 SEO Tags
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⚠️ Disclaimer:
This podcast is for educational and informational purposes only. The views expressed are personal opinions and do not constitute financial or investment advice. Please consult a SEBI-registered advisor before investing.