Brian Decker - Owner and Founder - Decker Retirement Planning
112 episodes
3 weeks ago
In Episode 140 of Safer Retirement Radio, Brian Decker and Arrin Wray reveal the critical distinction between accumulation and distribution strategies—and why using the same approach in both phases of life can be financially devastating in retirement.
They unpack:
Why traditional pie chart portfolios are not retirement plans
The danger of using the 4% rule without accounting for sequence of returns risk
How a distribution-first strategy helps ensure reliable income—even in volatile or flat markets
Why Decker Retirement Planning uses laddered principal-guaranteed accounts instead of bond funds
How momentum and dividend strategies provide growth potential in flat or declining markets
Real tax strategies to reduce future liabilities, enhance Roth conversion efficiency, and preserve more of your wealth
You’ll also learn how Decker’s math-based planning integrates real returns, tax minimization, and fee transparency to help you retire with clarity—not guesswork.
📞 Have questions about your own retirement income plan? Call 833-707-3030 or visit
👉 DeckerRetirementPlanning.com
All content for Safer Retirement Radio is the property of Brian Decker - Owner and Founder - Decker Retirement Planning and is served directly from their servers
with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
In Episode 140 of Safer Retirement Radio, Brian Decker and Arrin Wray reveal the critical distinction between accumulation and distribution strategies—and why using the same approach in both phases of life can be financially devastating in retirement.
They unpack:
Why traditional pie chart portfolios are not retirement plans
The danger of using the 4% rule without accounting for sequence of returns risk
How a distribution-first strategy helps ensure reliable income—even in volatile or flat markets
Why Decker Retirement Planning uses laddered principal-guaranteed accounts instead of bond funds
How momentum and dividend strategies provide growth potential in flat or declining markets
Real tax strategies to reduce future liabilities, enhance Roth conversion efficiency, and preserve more of your wealth
You’ll also learn how Decker’s math-based planning integrates real returns, tax minimization, and fee transparency to help you retire with clarity—not guesswork.
📞 Have questions about your own retirement income plan? Call 833-707-3030 or visit
👉 DeckerRetirementPlanning.com
What Does the S&P 500’s Recent Move Mean for Your Retirement? | Episode 126
Safer Retirement Radio
55 minutes 58 seconds
8 months ago
What Does the S&P 500’s Recent Move Mean for Your Retirement? | Episode 126
🎙️ In This Episode:
Market volatility is a reality—so how do you protect your retirement savings while still growing your wealth? In Episode 126 of Safer Retirement Radio, Brian Decker and Marc Knauss break down the latest market trends and reveal strategies to help retirees reduce risk while ensuring a stable income.
📉 Key Topics Discussed:
✅ The impact of the S&P 500 crossing its 200-day moving average
✅ The concentration risk of the "Magnificent Seven" tech stocks
✅ Why traditional buy-and-hold strategies may not work in retirement
✅ How principal-guaranteed accounts and sector rotation strategies can enhance your portfolio
✅ Interest rate risks and how to manage them effectively
🔍 Whether you're recently retired or within 5-10 years of retirement, this episode will provide actionable insights to help you secure your financial future.
💡 Want More?
Download Brian Decker’s book The Decker Approach, explore the Three Principles of Retirement, and access free retirement planning resources at https://deckerretirementplanning.com/
📞 Get Personalized Retirement Guidance
Call 833-707-3030 for a complimentary consultation with one of our expert advisors.
🔊 Listen now and take control of your retirement future!
Safer Retirement Radio
In Episode 140 of Safer Retirement Radio, Brian Decker and Arrin Wray reveal the critical distinction between accumulation and distribution strategies—and why using the same approach in both phases of life can be financially devastating in retirement.
They unpack:
Why traditional pie chart portfolios are not retirement plans
The danger of using the 4% rule without accounting for sequence of returns risk
How a distribution-first strategy helps ensure reliable income—even in volatile or flat markets
Why Decker Retirement Planning uses laddered principal-guaranteed accounts instead of bond funds
How momentum and dividend strategies provide growth potential in flat or declining markets
Real tax strategies to reduce future liabilities, enhance Roth conversion efficiency, and preserve more of your wealth
You’ll also learn how Decker’s math-based planning integrates real returns, tax minimization, and fee transparency to help you retire with clarity—not guesswork.
📞 Have questions about your own retirement income plan? Call 833-707-3030 or visit
👉 DeckerRetirementPlanning.com
