Brian Decker - Owner and Founder - Decker Retirement Planning
112 episodes
3 weeks ago
In Episode 140 of Safer Retirement Radio, Brian Decker and Arrin Wray reveal the critical distinction between accumulation and distribution strategies—and why using the same approach in both phases of life can be financially devastating in retirement.
They unpack:
Why traditional pie chart portfolios are not retirement plans
The danger of using the 4% rule without accounting for sequence of returns risk
How a distribution-first strategy helps ensure reliable income—even in volatile or flat markets
Why Decker Retirement Planning uses laddered principal-guaranteed accounts instead of bond funds
How momentum and dividend strategies provide growth potential in flat or declining markets
Real tax strategies to reduce future liabilities, enhance Roth conversion efficiency, and preserve more of your wealth
You’ll also learn how Decker’s math-based planning integrates real returns, tax minimization, and fee transparency to help you retire with clarity—not guesswork.
📞 Have questions about your own retirement income plan? Call 833-707-3030 or visit
👉 DeckerRetirementPlanning.com
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In Episode 140 of Safer Retirement Radio, Brian Decker and Arrin Wray reveal the critical distinction between accumulation and distribution strategies—and why using the same approach in both phases of life can be financially devastating in retirement.
They unpack:
Why traditional pie chart portfolios are not retirement plans
The danger of using the 4% rule without accounting for sequence of returns risk
How a distribution-first strategy helps ensure reliable income—even in volatile or flat markets
Why Decker Retirement Planning uses laddered principal-guaranteed accounts instead of bond funds
How momentum and dividend strategies provide growth potential in flat or declining markets
Real tax strategies to reduce future liabilities, enhance Roth conversion efficiency, and preserve more of your wealth
You’ll also learn how Decker’s math-based planning integrates real returns, tax minimization, and fee transparency to help you retire with clarity—not guesswork.
📞 Have questions about your own retirement income plan? Call 833-707-3030 or visit
👉 DeckerRetirementPlanning.com
Five Ways to Help Guard Your Retirement Against Inflation | Episode 139
Safer Retirement Radio
56 minutes
1 month ago
Five Ways to Help Guard Your Retirement Against Inflation | Episode 139
In this episode of Safer Retirement Radio, Brian Decker and Mark Knauss, CFP(R) walk through five essential strategies to help protect your retirement income from inflation—without exposing your portfolio to unnecessary risk. From laddered income accounts to hard assets and tactical stock exposure, they outline a disciplined approach built for today’s uncertain environment.
You’ll also learn:
Why COLAs (Cost of Living Adjustments) must be handled carefully in retirement income planning
How traditional bond funds are vulnerable in a rising rate world
What “real returns” mean—and why they matter more than nominal performance
How Decker’s Two-Sided Model uses momentum and stop-loss rules to reduce risk in volatile or flat markets
If inflation and future market returns are keeping you up at night, this episode gives you the education—and the options—you need.
📞 Ready to build a retirement plan that actually adjusts for inflation? Call 833-707-3030 or visit DeckerRetirementPlanning.com
Safer Retirement Radio
In Episode 140 of Safer Retirement Radio, Brian Decker and Arrin Wray reveal the critical distinction between accumulation and distribution strategies—and why using the same approach in both phases of life can be financially devastating in retirement.
They unpack:
Why traditional pie chart portfolios are not retirement plans
The danger of using the 4% rule without accounting for sequence of returns risk
How a distribution-first strategy helps ensure reliable income—even in volatile or flat markets
Why Decker Retirement Planning uses laddered principal-guaranteed accounts instead of bond funds
How momentum and dividend strategies provide growth potential in flat or declining markets
Real tax strategies to reduce future liabilities, enhance Roth conversion efficiency, and preserve more of your wealth
You’ll also learn how Decker’s math-based planning integrates real returns, tax minimization, and fee transparency to help you retire with clarity—not guesswork.
📞 Have questions about your own retirement income plan? Call 833-707-3030 or visit
👉 DeckerRetirementPlanning.com
