Simple Isn't Easy: Carl Richards on Life and Retirement

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Retirement Answer Man

Roger Whitney, CFP®, CIMA®, RMA, CPWA®

622 episodes

3 days ago

A top retirement podcast. Roger Whitney, CFP®, CIMA®, CPWA®, RMA, guides you on how to actually do retirement well financially and personally. This retirement podcast isn't afraid to talk about the softer side of retirement. It will teach you how to retire with confidence. Two-time PLUTUS winner for best retirement podcast / blog and the 2019 winner for best financial planner blog. This retirement podcast covers how to create a paycheck, medicare, healthcare, Social Security, tax management in retirement as well as retirement travel and other non-financial issues you'll need to address to rock retirement. Retirement isn’t an age OR a financial number. It’s finding that balance between living well today and feeling confident about your retirement. It’s about gaining more freedom to pursue the life you want. Join the rock retirement community at www.rogerwhitney.com

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Simple Isn't Easy: Carl Richards on Life and Retirement

Retirement Answer Man

59 minutes

1 month ago

Simple Isn't Easy: Carl Richards on Life and Retirement

SHOW NOTES

In this episode, Roger Whitney sits down with Carl Richards, a financial advisor-turned-artist, to talk about keeping retirement planning simple and meaningful. They dive into the idea of “elegant simplicity,” the importance of knowing your goals, and making decisions that actually work for you. Plus, hear inspiring stories from club members to help you rock your retirement!

OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

(00:00) The ultimate goal in building a retirement plan of record is elegant simplicity

CHAT WITH CARL RICHARDS

(02:00) Roger introduces Carl Richards.
(03:50) Carl started sketching to help explain complex financial concepts.
(07:33) Roger asks Carl about his new book coming out in October.
(11:00) Roger and Carl talk about the differences between simplistic and elegant simplicity in retirement planning.
(17:55) How do you decide when you have enough information to make a decision?
(22:19) There are many different types of decisions that need to be made- Decisions where you need a lot of research versus decisions where you already have all of the information.
(26:58) Writing makes decisions tangible versus rehashing them in your brain
(28:19) Carl talks about mimetic desire and figuring out what it is that you really want.
(39:45) Carl says he loves the idea of experiment design.
(41:40) Carl talks about living a life of meaning.
(46:50) There is a deep source of identity and purpose that comes from work. When you remove that, what do you replace it with?
(52:58) Carl talks about competing values.
(55:00) Roger talks about the Retirement Life Lab in the Rock Retirement Club

SMART SPRINT

(56:43) In the next seven days, review your retirement plan and look for ways to simplify it so it’s easier to manage.

CONCLUSION

(57:37) Roger says that what stuck out to him from the conversation is how difficult it can be to truly know what we want and how easy it is to just grab someone else’s goals, when what we really need is to slow down and take the time to define our own so we don’t end up living a life that doesn’t fit us.

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