In this episode, Kim and Stuart sit down with their friend Charles Minter, a financial advisor who brings fresh perspective on what money really means after 55. Instead of complicated jargon, Charles talks about how to enjoy the years ahead with confidence—turning savings into lifestyle, making smart choices about Social Security, and preparing for surprises without losing sleep. Charles shares stories from his career and life experience, making finance less about numbers and more about freedom, purpose, and fun in retirement.
Talking Points & Questions Covered - The big shift: saving years vs. retirement years
- How to feel confident spending what you’ve saved
- Simple “buckets” approach for money now, soon, and later
- Social Security timing—when does it make sense to wait?
- Smart ways to help kids or grandkids financially
- How to plan for healthcare and “what ifs” without fear
- What money mistake he sees most often in retirees
- One or two “wish you were here” stories where money created memories, not stress
The conversation reminds us that retirement isn’t about penny-pinching—it’s about making choices that let you live fully and sleep well at night.
