growing up you have your family to help you if you get sick. but your're and adult post university and want to live that first world working person life. what I would tell anyone coming out of university is to do a health check to see if you have any of the ailments that you grew up with. in your early years it feels like the most dumbest purchases of course because you have so little money barely can make a travel to X without making the bank etc. in these years, but having that check would save you a lot of money in the years you are not making money as you can reconfirm if you have any of the health issues you had growing up (or new ones if lucky) and you can do basic things (like wearing a mask in dust area when roads are being built) to prevent your health from affecting you in your low or non-income years.